Key Metrics of Big C Mobiles
About Big C Mobiles
Company details
- Website
- bigcmobiles.com
- Registered office
- Bigc Towers D No1-99/2/b Plot No 2 Image Hospital Lane Vittalraonagar, Madhapur, Hyderabad, In-ts, 500081
Company summary
Entity details
Compliance
Industry classification
Financials, ratios and risk analysis
Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.
Sign in to continue See plans & pricingFiling compliance
Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.
Vendor checks & payment capacity
Sign in with access to company financials to review vendor evidence.
Credit ratings
WatchLiquidity assessed as Stretched
Rating history
Rating actions
| Date | Agency | Action | Long term | Short term | Outlook | Rated amount | Rationale |
|---|---|---|---|---|---|---|---|
| 07 Oct 2026 | ICRA | Reaffirmed | BB+ | A4+ | Stable | ₹42.0 Cr | View |
Credit strengths (ICRA, Oct 2026)
+ Significant experience of promoters with presence in mobile retailing industry
The promoters have around two decades of experience in the mobile retailing business, which has led to long working relationships with renowned brands in the industry, aiding sales growth.
+ Established tie-ups with major mobile phone suppliers
BMPL has established relationships with suppliers of mobile phones such as Vivo, Oppo, Samsung and Xiaomi, which have contributed to most of its sales over the past few years.
Credit challenges
− Thin profitability due to trading nature of business; continued losses in subsidiary
Given the retail nature of operations, BMPL’s OPMs are expected to remain at moderate levels due to limited pricing flexibility amid intense competition.
− Sustained moderation debt protection metrics
BMPL’s debt coverage metrics moderated in FY202 6 due to limited earnings amid continued operating losses from its subsidiary, BMTPL.
Could lead to an upgrade
ICRA could upgrade BMPL’s ratings if the company demonstrates a healthy growth in its revenues and earnings leading to an improvement in debt coverage indicators and
Could lead to a downgrade
Pressure on the ratings could arise if there is sustained pressure on the company’s revenues or margins or deterioration in its working capital cycle, impacting the debt coverage metrics or
Agency-reported financials (ICRA, 07 Oct 2026)
| Metric | FY2025 | FY2026 |
|---|---|---|
| Operating income (OI) | ₹975 Cr | ₹929 Cr |
| PAT | ₹-0.60 Cr | ₹-0.60 Cr |
| OPBDIT/OI | 1.1% | 1.2% |
| PAT/OI | -0.1% | -0.1% |
| Total outside liabilities/Tangible net worth (times) | 4.60× | 4.60× |
| Total debt/OPBDIT (times) | 5.90× | 5.40× |
| Interest coverage (times) | 1.60× | 1.60× |
| Revenue growth (YoY) | — | −4.8% |
| EBITDA (margin × income) | ₹10.73 Cr | ₹11.14 Cr |
| Implied total debt (debt/EBITDA × EBITDA) | ₹63.31 Cr | ₹60.16 Cr |
| Implied interest cost (EBITDA ÷ coverage) | ₹6.71 Cr | ₹6.96 Cr |
Borrowings & rated debt
Facility mix
Rated facilities
| Facility | Type | Previous | Current | Change | Rating | Action | Agency |
|---|---|---|---|---|---|---|---|
| Long term – Fund-based – Cash credit | Working capital & bank lines | ₹37.0 Cr | ₹37.0 Cr | 0.0% | BB+ (Stable) | Reaffirmed | ICRA |
| Short term Non-fund based limits | Non-fund based limits | ₹5.00 Cr | ₹5.00 Cr | 0.0% | A4+ | Reaffirmed | ICRA |
Credit assessment · Manufacturing
Rating Methodology – Manufacturing Companies (Mar 2025) · Standalone accounts · FY 2025-26
Ratios, pillar scores and the indicative rating are part of Premium.
Rating status
| Default | No default on record |
| Issuer cooperation | Cooperating |
| Credit enhancement | None – standalone rating |
| Next action stable or better (model) | 37% |
| Information on file | 44% · missing: Annual results history (3+ years), Debt obligations and repayment schedule, Capex / investment plans, Auditor details, Shareholding pattern |
Indicative assessment from public data using the published methodology factors; not a credit rating.
Borrowing & funding lifecycle
- Credit outlook model: 37% chance the next rating action is stable or better
- Current rating BB+ (below investment grade)
- Interest coverage 1.6×
- Working-capital limits 88% utilised on average
Rated limits by facility
Timeline
From the report
Liquidity position: Stretched BMPL’s liquidity position is expected to remain Stretched, on account of limited buffer available in working capital limits and moderate free cash and bank balances of around Rs. 3.4 crore as on March 31, 2026.
From the report
The average working capital utilisation stood high at around 88% for the 12-month period ending in July 2026.
Lender names, bank charges and audited borrowings are part of Premium.
Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.
Registered office and contact
Directors and key people
Directors are read from the MGT-7 annual return and AOC-4 signatories.
Charges (secured borrowings)
0 registered charges. Lenders, amounts and dates are part of the premium plan.
Statutory auditors
Auditors are read from the AOC-4 auditor's report section.
Business activities and related parties
Principal business activities and related-party transactions are read from MGT-7 and AOC-4 filings.
Filings
No filings on record yet.