Chandra Singh Contractor

Key Metrics of Chandra Singh Contractor

Revenue₹27.2 Cr▲ 26.5% YoYFY 2025-26

EBITDA₹5.03 Cr▲ 10.9% YoY

Net profit₹3.60 Cr▲ 16.1% YoY

Net worth—

Competitors10identified

About Chandra Singh Contractor

Sectors

Automobile ManufacturersTractors & Farm Machinery

Company details

Operational Areas of Chandra Singh Contractor

Automobile Manufacturers›Tractors & Farm Machinery

Company summary

Entity details

CIN—

LEI code—

State code—

PIN code—

Current legal nameCHANDRA SINGH CONTRACTOR

Classification—

Listing status—

Registration no.—

Company age—

PAN—

CountryIndia

City—

StateRajasthan

Current statusACTIVE

Date of incorporation—

Registrar of companies—

Authorised capital—

Paid-up capital—

Employee count—

Compliance

Last AGM date—

Last balance sheet—

Next filing dueAOC-4 for FY 2025-26 · 30 Oct 2026

Industry classification

NIC code—

Description of main activity—

Description of business activity—

SectorAutomobile Manufacturers · Tractors & Farm Machinery

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Financials, ratios and risk analysis

Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.

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Filing compliance

AGM for FY 2025-2630 Sep 2026 Statutory due date passed

AOC-4 for FY 2025-2630 Oct 2026 Statutory due date · 1 days left

MGT-7 for FY 2025-2629 Nov 2026 Statutory due date · 31 days left

Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.

Vendor checks & payment capacity

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Credit ratings

ICRA · 29 Oct 2026 ICRA BB- Stable outlook · Short term A4 · Reaffirmed

Change in last 12 months—

Change since first rating on record—since Oct 2026

Rating actions10 up · 0 down

Liquidity (ICRA)Stretched

WatchLiquidity assessed as Stretched

Rating history

Rating actions

Date	Agency	Action	Long term	Short term	Outlook	Rated amount	Rationale
29 Oct 2026	ICRA	Reaffirmed	BB-	A4	Stable	₹7.15 Cr	View

Credit strengths (ICRA, Oct 2026)

—

Credit challenges

− Modest scale of operation and order book position

CSC remains a small-scale player with a geographically concentrated client base, primarily operating in the vicinity of Jaipur.

− Risks related to proprietorship firm structure

CSC is a proprietorship firm, and there have been continuous capital withdrawals by the proprietor from the business in the past.

− Exposed to high client and geographical concentration risks

CSC remains exposed to high geographical concentration risk, with orders executed largely in Jaipur and some parts of Rajasthan.

− Intense competition in industry

The civil construction segment is characterised by intense competition with various contactors having Class-AA category registration for government projects and presence of a large number of contractors for private clients.

Could lead to an upgrade

The ratings could be upgraded if the firm demonstrates a healthy improvement in its scale on the back of healthy orders inflow, leading to an overall improvement in its net worth and

Could lead to a downgrade

The ratings could be downgraded if there is a sustained decline in the firm’s profitability, or if there is a stretch in the working capital cycle or substantial capital withdrawal, resulting in pressure on

Agency-reported financials (ICRA, 29 Oct 2026)

Metric	FY2025	FY2026
Operating income	₹21.50 Cr	₹27.20 Cr
PAT	₹3.10 Cr	₹3.60 Cr
OPBDIT/OI	21.1%	18.5%
PAT/OI	14.6%	13.3%
Total outside liabilities/Tangible net worth (times)	0.50×	0.70×
Total debt/OPBDIT (times)	1.20×	1.50×
Interest coverage (times)	8.50×	8.80×
Revenue growth (YoY)	—	26.5%
EBITDA (margin × income)	₹4.54 Cr	₹5.03 Cr
Implied total debt (debt/EBITDA × EBITDA)	₹5.45 Cr	₹7.55 Cr
Implied interest cost (EBITDA ÷ coverage)	₹0.53 Cr	₹0.57 Cr

Borrowings & rated debt

Rated borrowing limits (latest)₹7.15 Cr

Limits raised0 times0 new facilities rated

Facility mix

Rated facilities

Facility	Type	Previous	Current	Change	Rating	Action	Agency
Long-term – Fund-based – Overdraft	Working capital & bank lines	₹6.65 Cr	₹6.65 Cr	0.0%	BB- (Stable)	Reaffirmed	ICRA
Short-term/Long term – Unallocated Limits	Working capital & bank lines	₹50.0 L	₹50.0 L	0.0%	BB- / A4 (Stable)	Reaffirmed	ICRA

Credit assessment · Manufacturing

Rating Methodology – Manufacturing Companies (Mar 2025) · Standalone accounts · FY 2025-26

Indicative long-term—

Indicative short-term—

Score—

LiquidityAdequateAgency: Stretched

DirectionNegativeAgency outlook: Stable

ICRA rating · Oct 2026BB-10 notches below indicative

Ratios, pillar scores and the indicative rating are part of Premium.

Rating status

Default	No default on record
Issuer cooperation	Cooperating
Credit enhancement	None – standalone rating
Next action stable or better (model)	44%
Information on file	33% · missing: Annual results history (3+ years), Liquidity position, Debt obligations and repayment schedule, Capex / investment plans, Auditor details, Shareholding pattern

Indicative assessment from public data using the published methodology factors; not a credit rating.

Borrowing & funding lifecycle

⬇ PDF report ⬇ Excel

Can it borrow more?Further funding possible with conditions Next rating action stable or better: 44% (At risk of downgrade) · ML model on 4072 rating histories, AUC 0.666

Rated limits₹7.15 Cr

Not yet allocated₹0.50 Cr

Extra debt within 2.5× EBITDA—

Interest coverage8.80×

Limit utilisation—

Open bank charges0 · —

Credit outlook model: 44% chance the next rating action is stable or better
Current rating BB- (below investment grade)
Interest coverage 8.8×
₹0.5 cr of rated limits not yet tied to a lender

Rated limits by facility

Timeline

29 Oct 2026 ICRA reaffirmed: BB- (Stable)Rated limits ₹7.15 cr ICRA rationale

29 Oct 2026 New borrowing arranged: ₹7.3 cr (term loans)

From the report

The liquidity is also constrained on account of high utilisation (around 87%) of its sanctioned working capital facility of Rs. 7.3 crore during the last 12 months ending on August 31, 2026.

ICRA rationale

Lender names, bank charges and audited borrowings are part of Premium.

Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.

Competitors of Chandra Singh Contractor