Insights into Company Bills & Payments

Legacy Commodities Private Limited

📍 Rajkot, Gujarat, India Active CIN U51900GJ2015PTC083858
Search companies

Key Metrics of Legacy Commodities Private Limited

Revenue₹4,385 Cr▲ 17.4% YoYFY 2025-26
EBITDA₹52.6 Cr▲ 101.2% YoY
Net profit₹38.1 Cr▲ 100.5% YoY
Net worth—

About Legacy Commodities Private Limited

Company details

Registered office
The Millenium 12th Floor,, Office No 1206 To 1211, Rajkot, In-gj, 360005

Company summary

Entity details

CINU51900GJ2015PTC083858
LEI code335800KKKNC1STKKTS64
State codeGJ
PIN code360005
Current legal nameLEGACY COMMODITIES PRIVATE LIMITED
Classification—
Listing statusUnlisted
Registration no.083858
Company age—
PAN—
CountryIndia
CityRajkot
StateGujarat
Current statusActive
Date of incorporation—
Registrar of companies—
Authorised capital—
Paid-up capital—
Employee count—

Compliance

Last AGM date—
Last balance sheet—
Next filing dueMGT-7 for FY 2025-26 · 29 Nov 2026

Industry classification

NIC code51900
Description of main activityWholesale trade and commission trade
Description of business activityWholesale trade and commission trade
SectorOther Industries · Discovered Companies
Premium

Financials, ratios and risk analysis

Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.

Sign in to continue See plans & pricing

Filing compliance

AGM for FY 2025-2630 Sep 2026 Statutory due date passed
AOC-4 for FY 2025-2630 Oct 2026 Statutory due date passed
MGT-7 for FY 2025-2629 Nov 2026 Statutory due date · 25 days left

Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.

Vendor checks & payment capacity

Sign in with access to company financials to review vendor evidence.

Credit ratings

ICRA · 19 Oct 2026 ICRA A- Stable outlook · Short term A2+ · Reaffirmed
Change in last 12 months—
Change since first rating on recordNo changesince Sep 2026
Rating actions30 up · 0 down
Liquidity (ICRA)Adequate

Rating history

Rating actions

DateAgencyActionLong termShort termOutlookRated amountRationale
19 Oct 2026ICRAReaffirmed A-A2+Stable₹190 Cr View
25 Sep 2026ICRAReaffirmed A-A2+Stable₹140 Cr View
09 Sep 2026ICRAAssigned —A2+—₹50.0 Cr View

Credit strengths (ICRA, Oct 2026)

+ Established operational track record and extensive experience of promoters in the edible oil trading industry

The Group benefits from its significant presence in the edible oil trading business, with operations since 2015.

+ Strong relationships with customers ensure repeat orders; established raw material sourcing with supplier network

The Group enjoys strong relationships with its customers, which ensure repeat orders.

+ Large scale of operations supported by a comfortable financial profile

The Group registered a healthy YoY revenue growth of around 31% in FY2026 (provisional), driven by volume growth of around 29% and an increase in realisations.

+ Back-to-back business model mitigates price fluctuation risk

The Group largely operates on a back-to-back purchase and sales arrangement, which significantly reduces exposure to price volatility.

+ Modest working capital cycle reflected in low debtors and inventory levels resulting in limited dependence on debt

The Group’s working capital requirements remain low, supported by a short operating cycle, minimal debtors and limited inventory levels.

Credit challenges

− Exposure to regulatory, geopolitical and agro-climatic risks and changes in duty structure

The Group remains exposed to risks arising from India’s dependence on edible oil imports from countries such as Indonesia, Malaysia, Ukraine and Russia.

− Highly competitive and fragmented industry limits pricing flexibility; low profit margins owing to trading nature of operations

The edible oil industry in India is highly competitive and fragmented, with numerous small players besides established brands.

− Sizeable funding requirements, particularly for import business, through non -fund-based limits

The Group relies on letters of credit (LCs) for the import procurement of edible oils.

Could lead to an upgrade

The ratings could be upgraded if the Group meaningfully increases its earnings while managing the risks inherent in the edible oil trading business through operational prudence and maintenance of adequate

Could lead to a downgrade

The ratings could be downgraded in the event of a material decline in revenues arising from volatility in edible oil prices and/or moderation in demand due to adverse changes in the import duty structure, resulting in weaker earnings and coverage metrics. Additionally, a stretched working capital cycle leading to a deterioration in the

Agency-reported financials (ICRA, 19 Oct 2026)

MetricFY2025FY2026FY2025FY2026
Operating income₹3,736 Cr₹4,385 Cr₹10,671 Cr₹13,965 Cr
PAT₹19.00 Cr₹38.10 Cr₹81.80 Cr₹156 Cr
OPBDIT/OI0.7%1.2%1.1%1.5%
PAT/OI0.5%0.9%0.8%1.1%
Total outside liabilities/Tangible net worth (times)6.30×2.80×3.40×1.50×
Total debt/OPBDIT (times)2.80×2.50×1.70×1.60×
Interest coverage (times)3.60×7.00×7.40×10.90×
Revenue growth (YoY)—17.4%143.3%30.9%
EBITDA (margin × income)₹26.15 Cr₹52.62 Cr₹117 Cr₹209 Cr
Implied total debt (debt/EBITDA × EBITDA)₹73.22 Cr₹132 Cr₹200 Cr₹335 Cr
Implied interest cost (EBITDA ÷ coverage)₹7.26 Cr₹7.52 Cr₹15.86 Cr₹19.22 Cr

Borrowings & rated debt

Rated borrowing limits (latest)₹190 Cr
Peak rated limits₹190 CrOct 2026 · ICRA
Limits raised2 times2 new facilities rated

Rated limits over time

Facility mix

Rated facilities

FacilityTypePreviousCurrentChangeRatingActionAgency
Long-term/Short-term – Fund-based/Non-fund ratings based – Working capital facilities Long-term – (5.00) (6.00) Interchangeable limitsNon-fund based limits₹140 Cr₹190 Cr35.7% A- / A2+ (Stable)ReaffirmedICRA

Credit assessment · Manufacturing

Rating Methodology – Manufacturing Companies (Mar 2025) · Standalone accounts · FY 2025-26

Indicative long-term—
Indicative short-term—
Score—
LiquidityAdequateAgency: Adequate
DirectionStableAgency outlook: Stable
ICRA rating · Oct 2026A-3 notches below indicative

Ratios, pillar scores and the indicative rating are part of Premium.

Rating status

DefaultNo default on record
Issuer cooperationCooperating
Credit enhancementNone – standalone rating
Next action stable or better (model)65%
Information on file44% · missing: Annual results history (3+ years), Debt obligations and repayment schedule, Capex / investment plans, Auditor details, Shareholding pattern

Indicative assessment from public data using the published methodology factors; not a credit rating.

Borrowing & funding lifecycle

⬇ PDF report⬇ Excel
Can it borrow more?Further bank funding likely Next rating action stable or better: 61% (Mostly stable) · ML model on 6893 rating histories, AUC 0.653
Rated limits₹190 Cr
Not yet allocated—
Extra debt within 3.5× EBITDA—
Interest coverage10.90×
Limit utilisation10%
Open bank charges0 · —
  • Credit outlook model: 61% chance the next rating action is stable or better
  • Current rating A- (investment grade)
  • Interest coverage 10.9×
  • Working-capital limits 10% utilised on average

Rated limits by facility

Timeline

19 Oct 2026 ICRA reaffirmed: A- (Stable)Rated limits ₹190 cr ICRA rationale
19 Oct 2026 New borrowing arranged (term loans)
From the report

Fund-based/Non-fund 140.00 190.00 ratings reaffirmed and assigned RBI based – Working capital for enhanced amount facilities [ICRA]A- (Stable); ratings Long-term – (5.00) (6.00) reaffirmed and assigned for RBI Interchangeable limits^ enhanced amount Total 140.00 190.00 *Instrument details are provided in Annexure I; ^Cash credit sublimit of working capital facilities # SEBI’s grievance redressal/dispute resolution and SEBI investor protection mechanisms such as SCORES and ODR will not be available for activities and instruments, which fall under the regulatory purview of financial sector regul

ICRA rationale
19 Oct 2026 Cash & liquid funds ₹183 cr
From the report

Further, its ability to secure an adequate credit period from suppliers remains important for effective funding cycle management . www.icra.in Sensitivity Label : Public Page |2 Liquidity position: Adequate The Group’s liquidity remains Adequate, with nil long-term debt repayment obligations, adequate cushion in its credit limits and healthy cash and cash equivalents (around Rs. 183 crore, excluding encumbered cash, as on March 31, 2026, on a provisional basis).

ICRA rationale
19 Oct 2026 New borrowing arranged (term loans)
From the report

Its average utilisation of fund-based limits stood below 10% of the sanctioned limits in FY2026, while maintaining a significant liquidity buffer.

ICRA rationale
19 Oct 2026 Average working-capital utilisation 10%
From the report

Its average utilisation of fund-based limits stood below 10% of the sanctioned limits in FY2026, while maintaining a significant liquidity buffer.

ICRA rationale
25 Sep 2026 ICRA reaffirmed: A- (Stable)Rated limits ₹140 cr ICRA rationale
25 Sep 2026 Cash & liquid funds ₹183 cr
From the report

Further, its ability to secure an adequate credit period from suppliers remains important for effective funding cycle management. www.icra.in Sensitivity Label : Public Page |2 Liquidity position: Adequate The Group’s liquidity remains Adequate, with nil long-term debt repayment obligations, adequate cushion in its credit limits and healthy cash and cash equivalents (around Rs. 183 crore, excluding encumbered cash, as on March 31, 2026, on a provisional basis).

ICRA rationale
25 Sep 2026 New borrowing arranged (term loans)
From the report

The Group’s average utilisation of fund-based limits stood below 10% of the sanctioned limits in FY2026, while maintaining a significant liquidity buffer.

ICRA rationale
25 Sep 2026 Average working-capital utilisation 10%
From the report

The Group’s average utilisation of fund-based limits stood below 10% of the sanctioned limits in FY2026, while maintaining a significant liquidity buffer.

ICRA rationale
09 Sep 2026 ICRA assigned: A2+Rated limits ₹50 cr ICRA rationale
09 Sep 2026 Cash & liquid funds ₹183 cr
From the report

Liquidity position: Adequate The Group’s liquidity remains Adequate, with nil long-term debt repayment obligations, adequate cushion in its credit limits and healthy cash and cash equivalents (around Rs. 183 crore, excluding encumbered cash, as on March 31, 2026, on a provisional basis).

ICRA rationale
09 Sep 2026 New borrowing arranged (term loans)
From the report

The Group’s average utilisation of fund-based limits stood below 10% of the sanctioned limits in FY2026, while maintaining a significant liquidity buffer.

ICRA rationale
09 Sep 2026 Average working-capital utilisation 10%
From the report

The Group’s average utilisation of fund-based limits stood below 10% of the sanctioned limits in FY2026, while maintaining a significant liquidity buffer.

ICRA rationale

Lender names, bank charges and audited borrowings are part of Premium.

Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.

Registered office and contact

Registered officeTHE MILLENIUM 12TH FLOOR,, OFFICE NO 1206 TO 1211, RAJKOT, IN-GJ, 360005
GSTIN—
Email—
Website—
Members / shareholders—

Directors and key people

Directors are read from the MGT-7 annual return and AOC-4 signatories.

Charges (secured borrowings)

0 registered charges. Lenders, amounts and dates are part of the premium plan.

Statutory auditors

Auditors are read from the AOC-4 auditor's report section.

Business activities and related parties

Principal business activities and related-party transactions are read from MGT-7 and AOC-4 filings.

Filings

No filings on record yet.