Key Metrics of Rucha Engineers Private Limited
About Rucha Engineers Private Limited
Company details
Company summary
Entity details
Compliance
Industry classification
Financials, ratios and risk analysis
Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.
Sign in to continue See plans & pricingFiling compliance
Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.
Vendor checks & payment capacity
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Credit ratings
Rating history
Rating actions
| Date | Agency | Action | Long term | Short term | Outlook | Rated amount | Rationale |
|---|---|---|---|---|---|---|---|
| 22 Sep 2026 | ICRA | Reaffirmed | A | A2+ | Positive | ₹314 Cr | View |
Credit strengths (ICRA, Sep 2026)
+ Experienced promoters with established track record and relationships with OEMs
REPL’s management has extensive experience in the auto ancillary business and it enjoys established relationships with major auto OEMs in the domestic automotive space.
+ Improvement in operating margins while financial profile remains comfortable
ICRA notes the steady improvement in REPL’s profitability over the last three fiscals, in line with the cost optimisation measures undertaken by the company and its strategic decision to exit from low-margin projects to enhance its focus on value-added product offerings.
Credit challenges
− Ongoing debt-funded capex to influence cash flows in the near term
REPL’s capex outlay for FY2027 and FY2028 remains sizeable at Rs. 250-300 crore.
− Exposed to high customer concentration risk
REPL’s top customer, BAL, contributed 50% to its revenues in FY2026 (52% in FY2025).
Could lead to an upgrade
A significant ramp-up in the scale of operations, coupled with notable improvement in the profitability and coverage indicators, and adequate returns from the ongoing capex with further enhancement in the
Could lead to a downgrade
A significant decline in revenues or weakening of performance of the company's key customers resulting in pressure on its cash flows, profitability or
Agency-reported financials (ICRA, 22 Sep 2026)
| Metric | FY2024 | FY2025 | FY2026 |
|---|---|---|---|
| Operating income (OI) | ₹1,573 Cr | ₹1,524 Cr | ₹1,737 Cr |
| PAT | ₹27.10 Cr | ₹49.20 Cr | ₹71.70 Cr |
| OPBDIT/OI | 6.2% | 7.6% | 8.1% |
| PAT/OI | 1.7% | 3.2% | 4.1% |
| Total outside liabilities/Tangible net worth (times) | 1.80× | 1.30× | 0.90× |
| Total debt/OPBDIT (times) | 1.70× | 1.20× | 1.20× |
| Interest coverage (times) | 5.30× | 7.50× | 12.60× |
| Revenue growth (YoY) | — | −3.1% | 14.0% |
| EBITDA (margin × income) | ₹97.53 Cr | ₹116 Cr | ₹141 Cr |
| Implied total debt (debt/EBITDA × EBITDA) | ₹166 Cr | ₹139 Cr | ₹169 Cr |
| Implied interest cost (EBITDA ÷ coverage) | ₹18.40 Cr | ₹15.44 Cr | ₹11.17 Cr |
Borrowings & rated debt
Facility mix
Maturity ladder
Rated facilities
| Facility | Type | Previous | Current | Change | Rating | Action | Agency |
|---|---|---|---|---|---|---|---|
| Long term – Fund-based – Term to loan Long term – Fund-based – Cash | Working capital & bank lines | ₹69.2 Cr | ₹181 Cr | 161.7% | A (Positive) | Reaffirmed | ICRA |
| to credit | Other | ₹73.0 Cr | ₹118 Cr | 61.6% | A (Positive) | Reaffirmed | ICRA |
| Short term – Non-fund based facilities | Non-fund based limits | ₹15.0 Cr | ₹15.2 Cr | 1.5% | A2+ | Reaffirmed | ICRA |
Debt instruments
| ISIN | Instrument | Type | Coupon | Issued | Maturity | Amount | Rating | Status |
|---|---|---|---|---|---|---|---|---|
| — | Term loan FY FY | Term loans | — | 31 Mar 2022 | 31 Mar 2027 | ₹2.38 Cr | A | Outstanding |
| — | Term loan FY FY | Term loans | — | 31 Mar 2022 | 31 Mar 2028 | ₹14.1 Cr | A | Outstanding |
| — | Term loan FY FY | Term loans | — | 31 Mar 2022 | 31 Mar 2028 | ₹1.22 Cr | A | Outstanding |
| — | Term Loan FY FY | Term loans | — | 31 Mar 2022 | 31 Mar 2028 | — | A | Outstanding |
| — | Term Loan FY FY | Term loans | — | 31 Mar 2026 | 31 Mar 2031 | ₹5.15 Cr | A | Outstanding |
| — | Term Loan FY FY | Term loans | — | 31 Mar 2026 | 31 Mar 2033 | ₹135 Cr | A | Outstanding |
Credit assessment · Manufacturing
Rating Methodology – Manufacturing Companies (Mar 2025) · Standalone accounts · FY 2025-26
Ratios, pillar scores and the indicative rating are part of Premium.
Rating status
| Default | No default on record |
| Issuer cooperation | Cooperating |
| Credit enhancement | None – standalone rating |
| Next action stable or better (model) | 85% |
| Information on file | 56% · missing: Debt obligations and repayment schedule, Capex / investment plans, Auditor details, Shareholding pattern |
Indicative assessment from public data using the published methodology factors; not a credit rating.
Borrowing & funding lifecycle
- Credit outlook model: 84% chance the next rating action is stable or better
- Current rating A (investment grade)
- Interest coverage 12.6×
Rated limits by facility
Timeline
From the report
Liquidity position: Adequate The company’s liquidity profile is Adequate, supported by healthy cash flow from operations of Rs. 60-70 crore annually, and free cash and liquid investments of Rs. 15.3 crore as on March 31, 2026, along with unutilised bank lines, which stood at Rs. 55.3 crore as on March 31, 2026.
Lender names, bank charges and audited borrowings are part of Premium.
Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.
Registered office and contact
Directors and key people
Directors are read from the MGT-7 annual return and AOC-4 signatories.
Charges (secured borrowings)
0 registered charges. Lenders, amounts and dates are part of the premium plan.
Statutory auditors
Auditors are read from the AOC-4 auditor's report section.
Business activities and related parties
Principal business activities and related-party transactions are read from MGT-7 and AOC-4 filings.
Filings
No filings on record yet.