Insights into Company

HDFC Liquid Fund Direct-IDCW

HDFC Mutual Fund · Debt Liquid

Debt · Liquid Low to Moderate risk ★★★★★ HDFC
₹1,029.9449
NAV · 20 Oct 2026 +0.02% (1D)
-0.04%3Y annualised
+0.02% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
Loading NAV history…

A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns-0.2%+0.0%0.0%+0.0%
Category average (Liquid)-6.2%-6.1%-3.2%-4.5%
Rank (Liquid)86 / 11347 / 10892 / 10437 / 97

Ranked among Liquid funds, Direct plan, IDCW option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)1.76%
Sharpe-3.71
Maximum drawdown-0.83%
Sortino-0.82

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

FAQs

How to invest in HDFC Liquid Fund Direct-IDCW?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does HDFC Liquid Fund Direct-IDCW provide?

6M: -0.24% · 1Y: +0.00% · 3Y (annualised): -0.04% · 5Y (annualised): +0.03%

What is the NAV of HDFC Liquid Fund Direct-IDCW?

₹1,029.9449 as on 20 Oct 2026.

How risky is HDFC Liquid Fund Direct-IDCW?

Its riskometer level is Low to Moderate. Over 3Y its NAV moved 1.8% a year (volatility) and fell at most 0.8% from a peak.

How to redeem HDFC Liquid Fund Direct-IDCW?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of HDFC Liquid Fund Direct-IDCW?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is HDFC Liquid Fund Direct-IDCW taxed?

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

Fund details

Fund houseHDFC Mutual Fund
CategoryDebt Scheme - Liquid Fund
Plan · OptionDirect · IDCW
Risk (riskometer)Low to Moderate
Scheme typeOpen Ended
Scheme code119090
ISININF179KB1HO2
Minimum investment₹100
NAV date20 Oct 2026

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