Insights into Company

Sbi Dynamic Term Fund Direct-IDCW

SBI Mutual Fund · Debt Dynamic Bond

Debt · Dynamic Bond Moderate risk ★★★★★ SBI
₹23.1874
NAV · 19 Oct 2026 -0.01% (1D)
+7.49%3Y annualised
-0.01% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
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A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns+2.6%+4.7%+7.5%+6.8%
Category average (Dynamic Bond)+0.4%+0.5%+2.9%+2.7%
Rank (Dynamic Bond)4 / 503 / 504 / 502 / 43

Ranked among Dynamic Bond funds, Direct plan, IDCW option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)1.97%
Sharpe0.47
Maximum drawdown-1.59%
Sortino0.47

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

FAQs

How to invest in Sbi Dynamic Term Fund Direct-IDCW?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does Sbi Dynamic Term Fund Direct-IDCW provide?

6M: +2.58% · 1Y: +4.74% · 3Y (annualised): +7.49% · 5Y (annualised): +6.79%

What is the NAV of Sbi Dynamic Term Fund Direct-IDCW?

₹23.1874 as on 19 Oct 2026.

How risky is Sbi Dynamic Term Fund Direct-IDCW?

Its riskometer level is Moderate. Over 3Y its NAV moved 2.0% a year (volatility) and fell at most 1.6% from a peak.

How to redeem Sbi Dynamic Term Fund Direct-IDCW?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of Sbi Dynamic Term Fund Direct-IDCW?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is Sbi Dynamic Term Fund Direct-IDCW taxed?

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

Fund details

Fund houseSBI Mutual Fund
CategoryIncome/Debt Oriented Schemes - Dynamic Term Fund
Plan · OptionDirect · IDCW
Risk (riskometer)Moderate
Scheme typeOpen Ended
Scheme code119670
ISININF200K01RB8
Minimum investment₹100
NAV date19 Oct 2026

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