Insights into Company

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW

Nippon India Mutual Fund · Debt Credit Risk

Debt · Credit Risk Moderately High risk ★★★★★ Nippon India
₹22.9762
NAV · 19 Oct 2026 +0.06% (1D)
+8.78%3Y annualised
+0.06% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
Loading NAV history…

A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns+3.4%+7.1%+8.8%+7.8%
Category average (Credit Risk)+1.1%+2.7%+4.1%+3.9%
Rank (Credit Risk)6 / 284 / 283 / 283 / 25

Ranked among Credit Risk funds, Direct plan, IDCW option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)0.83%
Sharpe2.71
Maximum drawdown-0.37%
Sortino2.54

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

FAQs

How to invest in Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW provide?

6M: +3.42% · 1Y: +7.06% · 3Y (annualised): +8.78% · 5Y (annualised): +7.84%

What is the NAV of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW?

₹22.9762 as on 19 Oct 2026.

How risky is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW?

Its riskometer level is Moderately High. Over 3Y its NAV moved 0.8% a year (volatility) and fell at most 0.4% from a peak.

How to redeem Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Direct-IDCW taxed?

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

Fund details

Fund houseNippon India Mutual Fund
CategoryDebt Scheme - Credit Risk Fund
Plan · OptionDirect · IDCW
Risk (riskometer)Moderately High
Scheme typeOpen Ended
Scheme code132873
ISININF204KA1WV6
Minimum investment₹100
NAV date19 Oct 2026

Other plans of this fund

More from Nippon India

Similar Credit Risk funds