Bank Of India Credit Risk Fund Regular-Growth
Bank of India Mutual Fund · Debt Credit Risk
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | +8.2% | +16.6% | +9.6% | +27.4% |
| Category average (Credit Risk) | +3.1% | +7.1% | +8.6% | +8.9% |
| Rank (Credit Risk) | 1 / 14 | 1 / 14 | 4 / 14 | 1 / 13 |
Ranked among Credit Risk funds, Regular plan, Growth option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in Bank Of India Credit Risk Fund Regular-Growth?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does Bank Of India Credit Risk Fund Regular-Growth provide?
6M: +8.19% · 1Y: +16.61% · 3Y (annualised): +9.61% · 5Y (annualised): +27.42%
What is the NAV of Bank Of India Credit Risk Fund Regular-Growth?
₹14.5117 as on 21 Oct 2026.
How risky is Bank Of India Credit Risk Fund Regular-Growth?
Its riskometer level is Moderately High. Over 3Y its NAV moved 4.4% a year (volatility) and fell at most 0.2% from a peak.
How to redeem Bank Of India Credit Risk Fund Regular-Growth?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of Bank Of India Credit Risk Fund Regular-Growth?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is Bank Of India Credit Risk Fund Regular-Growth taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Fund details
Other plans of this fund
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Confirm with OTP
Enter the 6-digit OTP sent to your email.