Insights into Company

Bandhan Credit Risk Fund Direct-Growth

Bandhan Mutual Fund · Debt Credit Risk

Debt · Credit Risk Moderately High risk ★★★★★ Bandhan
₹19.0729
NAV · 19 Oct 2026 +0.06% (1D)
+7.19%3Y annualised
+0.06% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
Loading NAV history…

A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns+2.6%+5.1%+7.2%+6.3%
Category average (Credit Risk)+3.6%+8.0%+9.5%+9.9%
Rank (Credit Risk)13 / 1313 / 1313 / 1312 / 12

Ranked among Credit Risk funds, Direct plan, Growth option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)0.93%
Sharpe0.69
Maximum drawdown-0.45%
Sortino0.70

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

FAQs

How to invest in Bandhan Credit Risk Fund Direct-Growth?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does Bandhan Credit Risk Fund Direct-Growth provide?

6M: +2.60% · 1Y: +5.09% · 3Y (annualised): +7.19% · 5Y (annualised): +6.30%

What is the NAV of Bandhan Credit Risk Fund Direct-Growth?

₹19.0729 as on 19 Oct 2026.

How risky is Bandhan Credit Risk Fund Direct-Growth?

Its riskometer level is Moderately High. Over 3Y its NAV moved 0.9% a year (volatility) and fell at most 0.5% from a peak.

How to redeem Bandhan Credit Risk Fund Direct-Growth?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of Bandhan Credit Risk Fund Direct-Growth?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is Bandhan Credit Risk Fund Direct-Growth taxed?

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

Fund details

Fund houseBandhan Mutual Fund
CategoryDebt Scheme - Credit Risk Fund
Plan · OptionDirect · Growth
Risk (riskometer)Moderately High
Scheme typeOpen Ended
Scheme code140603
ISININF194KA1X61
Minimum investment₹100
NAV date19 Oct 2026

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