DSP Overnight Fund Regular-Growth
DSP Mutual Fund · Debt Overnight
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | +2.6% | +5.2% | +6.0% | +5.7% |
| Category average (Overnight) | +2.6% | +5.2% | +5.9% | +8.0% |
| Rank (Overnight) | 10 / 34 | 12 / 34 | 7 / 33 | 6 / 27 |
Ranked among Overnight funds, Regular plan, Growth option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Overnight Fund Regular-Growth?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Overnight Fund Regular-Growth provide?
6M: +2.57% · 1Y: +5.20% · 3Y (annualised): +5.95% · 5Y (annualised): +5.69%
What is the NAV of DSP Overnight Fund Regular-Growth?
₹1,476.0677 as on 25 Oct 2026.
How risky is DSP Overnight Fund Regular-Growth?
Its riskometer level is Low. Over 3Y its NAV moved 0.1% a year (volatility) and fell at most 0.0% from a peak.
How to redeem DSP Overnight Fund Regular-Growth?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Overnight Fund Regular-Growth?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Overnight Fund Regular-Growth taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
Issuers above the single-issuer limit
- Indian Bank — 12.52% of NAV vs 10% limit for AAA (excess scored one notch lower)
- Union Bank of India — 12.52% of NAV vs 10% limit for AAA (excess scored one notch lower)
- HDFC Bank Limited — 12.52% of NAV vs 10% limit for AAA (excess scored one notch lower)
- Punjab National Bank — 12.52% of NAV vs 10% limit for AAA (excess scored one notch lower)
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| Indian Bank | CRISIL A1+ | 12.52% | Oct 2026 |
| Union Bank of India | ICRA A1+ | 12.52% | Oct 2026 |
| HDFC Bank Limited | CRISIL A1+ | 12.52% | Oct 2026 |
| Punjab National Bank | CRISIL A1+ | 12.52% | Oct 2026 |
| National Bank For Agriculture & Rural Development | CRISIL A1+ | 9.39% | Oct 2026 |
| Canara Bank | CRISIL A1+ | 4.70% | Oct 2026 |
| 364 DAYS T-BILL 08102026 | Sovereign | 1.88% | Oct 2026 |
| 91 DAYS T-BILL 01102026 | Sovereign | 1.57% | Oct 2026 |
| 91 DAYS T-BILL 22102026 | Sovereign | 1.56% | Oct 2026 |
| 91 DAYS T-BILL 29102026 | Sovereign | 1.25% | Oct 2026 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.