DSP Floating Interest Rates Fund Regular-IDCW
DSP Mutual Fund · Debt Floater
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | +2.0% | +3.9% | +7.1% | +6.1% |
| Category average (Floater) | +1.0% | +2.0% | +3.4% | +3.0% |
| Rank (Floater) | 18 / 38 | 18 / 38 | 4 / 38 | 12 / 38 |
Ranked among Floater funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Floating Interest Rates Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Floating Interest Rates Fund Regular-IDCW provide?
6M: +2.02% · 1Y: +3.93% · 3Y (annualised): +7.12% · 5Y (annualised): +6.14%
What is the NAV of DSP Floating Interest Rates Fund Regular-IDCW?
₹14.0153 as on 23 Oct 2026.
How risky is DSP Floating Interest Rates Fund Regular-IDCW?
Its riskometer level is Moderate. Over 3Y its NAV moved 1.1% a year (volatility) and fell at most 0.8% from a peak.
How to redeem DSP Floating Interest Rates Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Floating Interest Rates Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Floating Interest Rates Fund Regular-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 6.87% GOI FRB 22092033 | Sovereign | 21.47% | Sep 2033 |
| 6.94% GOI 11052036 | Sovereign | 7.99% | May 2036 |
| 7.64% Telangana SDL 01072044 | Sovereign | 7.85% | Jul 2044 |
| Export-Import Bank Of India | CRISIL A1+ | 7.81% | Dec 2026 |
| 7.43% Maharashtra SDL 03122040 | Sovereign | 7.79% | Dec 2040 |
| Mindspace Business Parks REIT | ICRA AAA | 7.77% | Dec 2028 |
| HDFC Bank Limited | CRISIL A1+ | 7.70% | Feb 2027 |
| REC Limited | CRISIL AAA | 7.54% | Sep 2039 |
| Bharti Telecom Limited | CRISIL AAA | 6.72% | Oct 2027 |
| 7.38% GOI 20062027 | Sovereign | 3.26% | Jun 2027 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.