Groww Gilt Fund Regular-Growth
Groww Mutual Fund · Debt Gilt
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | +1.1% | +0.6% | — | — |
| Category average (Gilt) | +1.4% | +1.7% | — | — |
| Rank (Gilt) | 21 / 29 | 22 / 29 | — | — |
Ranked among Gilt funds, Regular plan, Growth option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over available history, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in Groww Gilt Fund Regular-Growth?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does Groww Gilt Fund Regular-Growth provide?
6M: +1.05% · 1Y: +0.60%
What is the NAV of Groww Gilt Fund Regular-Growth?
₹9.8632 as on 30 Oct 2026.
How risky is Groww Gilt Fund Regular-Growth?
Its riskometer level is Moderate. Over available history its NAV moved 3.0% a year (volatility) and fell at most 2.8% from a peak.
How to redeem Groww Gilt Fund Regular-Growth?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of Groww Gilt Fund Regular-Growth?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is Groww Gilt Fund Regular-Growth taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
Groww Mutual Fund bank borrowing and intraday lines anchor on its weakest short-duration debt scheme: Groww Liquid Fund (AA+mfs, Sep 2026).
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 7.71% GOI 18-May-2066 | Sovereign | 37.49% | May 2066 |
| 7.71% GOI 18-May-2066 | Sovereign | 37.49% | May 2066 |
| 91 Days Treasury Bill 08-Oct-2026 | Sovereign | 29.96% | Oct 2026 |
| 91 Days Treasury Bill 08-Oct-2026 | Sovereign | 29.96% | Oct 2026 |
| 91 Days Treasury Bill 01-Oct-2026 | Sovereign | 15.00% | Oct 2026 |
| 91 Days Treasury Bill 01-Oct-2026 | Sovereign | 15.00% | Oct 2026 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.