Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW
Tata Mutual Fund · Index Fund Debt Index
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | — | — | — | — |
| Category average (Debt Index) | — | — | — | — |
| Rank (Debt Index) | — | — | — | — |
Ranked among Debt Index funds, Direct plan, IDCW option. 3Y and 5Y are annualised.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Redeemed within 1 year: gains taxed at 20% (short-term). After 1 year: gains above ₹1.25 lakh a year taxed at 12.5% (long-term).
FAQs
How to invest in Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW provide?
Returns appear once enough NAV history is available.
What is the NAV of Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW?
₹10.0392 as on 28 Oct 2026.
How risky is Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW?
Its riskometer level is Moderate.
How to redeem Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-IDCW taxed?
Redeemed within 1 year: gains taxed at 20% (short-term). After 1 year: gains above ₹1.25 lakh a year taxed at 12.5% (long-term).
Credit quality
Tata Mutual Fund bank borrowing and intraday lines anchor on its weakest short-duration debt scheme: TATA Ultra Short Term Fund (AAmfs, Sep 2026).
Issuers above the single-issuer limit
- - CANARA BANK - CD — 11.51% of NAV vs 10% limit for AAA (excess scored one notch lower)
- - HDFC BANK LTD - CD — 11.44% of NAV vs 10% limit for AAA (excess scored one notch lower)
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 07.95 % REC LTD - 12/03/2027 | CRISIL-AAA | 7.87% | Mar 2027 |
| 07.95 % REC LTD - 12/03/2027 | CRISIL-AAA | 7.87% | Mar 2027 |
| - CANARA BANK - CD - 29/01/2027 | CRISIL-A1+ | 7.68% | Jan 2027 |
| - CANARA BANK - CD - 29/01/2027 | CRISIL-A1+ | 7.68% | Jan 2027 |
| - BANK OF BARODA - CD - 04/02/2027 | IND-A1+ | 7.67% | Feb 2027 |
| - BANK OF BARODA - CD - 04/02/2027 | IND-A1+ | 7.67% | Feb 2027 |
| - ADITYA BIRLA CAPITAL LTD - CP - 04/02/2027 | CRISIL-A1+ | 7.66% | Feb 2027 |
| - ADITYA BIRLA CAPITAL LTD - CP - 04/02/2027 | CRISIL-A1+ | 7.66% | Feb 2027 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 18/02/2027 | CRISIL-A1+ | 7.64% | Feb 2027 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 18/02/2027 | CRISIL-A1+ | 7.64% | Feb 2027 |
Fund details
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