Key Metrics of Inflow Technologies Private Limited
About Inflow Technologies Private Limited
Sectors
Company details
- Registered office
- No. 33 & 34, Indiranagar,, 1st Stage Off 100 Ft Road, Bangalore, In-ka, 560038
Operational Areas of Inflow Technologies Private Limited
Company summary
Entity details
Compliance
Industry classification
Financials, ratios and risk analysis
Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.
Sign in to continue See plans & pricingFiling compliance
Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.
Vendor checks & payment capacity
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Credit ratings
Rating history
Rating actions
| Date | Agency | Action | Long term | Short term | Outlook | Rated amount | Rationale |
|---|---|---|---|---|---|---|---|
| 21 Sep 2026 | ICRA | Reaffirmed | AA- | A1+ | Stable | ₹1,700 Cr | View |
| 15 Jul 2026 | ICRA | Reaffirmed | AA- | A1+ | Stable | ₹850 Cr | View |
Credit strengths (ICRA, Sep 2026)
+ Strong distribution channel and long-term associations with global technology vendors
Over the last two decades, the company has established a strong distribution network comprising 19 branches across India, Singapore, Nepal, Bangladesh and Sri Lanka.
+ Processes and controls in place to help mitigate counterparty credit risk, inventory obsolescence and forex risks
The company has a credit risk management framework for its system integrators and channel partners.
+ Healthy financial risk profile
The company has a healthy scale of operations with a consolidated operating income of Rs. 7,986.0 crore and Rs. 1,974.8 crore, demonstrating a YoY growth of 33.8% and 25.7% in FY2026 and Q1 FY2027, respectively.
+ Strong parentage
ITPL benefits from a strong parentage as a wholly-owned subsidiary of Savex Technologies Private Limited (STPL), a well-established player in the distribution of branded computers, peripherals, mobile phones and accessories.
Credit challenges
− Dependence on performance of principals
The company has tie-ups with large players such as CISCO Systems, Arista, Hewlett Packard Enterprise (HP), Zebra Solutions, Palo Alto Networks and other reputed players in the industry, which cater to the data network architecture as well as the data-asset protection space.
− Increasing working capital requirements with growing scale
ITPL’s receivables remained high over the years due to the extended credit period offered to the customers, along with substantial billing towards the end of the financial year.
Could lead to an upgrade
ICRA may upgrade ITPL’s ratings, if there is a meaningful and sustained improvement in its scale of operations and working capital cycle, while maintaining a steady margin profile, leading to a reduction in debt levels and improvement in coverage indicators. Any material improvement in the credit profile of the parent company will also lead to a review of the ratings.
Could lead to a downgrade
Pressure on ITPL’s ratings may arise if there is any significant decline in revenues and profitability. Besides, any adverse change in the credit terms offered by the major vendors and/or a stretch in the receivables, exerting pressure on the
Agency-reported financials (ICRA, 21 Sep 2026)
| Metric | FY2025 | FY2026 |
|---|---|---|
| Operating income | ₹5,968 Cr | ₹7,986 Cr |
| PAT | ₹175 Cr | ₹205 Cr |
| OPBDIT/OI | 4.2% | 4.0% |
| PAT/OI | 2.9% | 2.6% |
| Total outside liabilities/Tangible net worth (times) | 1.90× | 2.00× |
| Total debt/OPBDIT (times) | 1.00× | 1.30× |
| Interest coverage (times) | 12.40× | 9.10× |
| Revenue growth (YoY) | — | 33.8% |
| EBITDA (margin × income) | ₹251 Cr | ₹319 Cr |
| Implied total debt (debt/EBITDA × EBITDA) | ₹251 Cr | ₹415 Cr |
| Implied interest cost (EBITDA ÷ coverage) | ₹20.21 Cr | ₹35.10 Cr |
Borrowings & rated debt
Rated limits over time
Facility mix
Rated facilities
| Facility | Type | Previous | Current | Change | Rating | Action | Agency |
|---|---|---|---|---|---|---|---|
| Long-term/Short-term – Fund-based – Others (800.10) (800.10) Interchangeable limits – Others | Working capital & bank lines | ₹850 Cr | ₹850 Cr | 0.0% | AA- / A1+ (Stable) | Reaffirmed | ICRA |
| ICRA]A1+ Limits | Other | ₹0 | ₹850 Cr | — | — | Assigned | ICRA |
Credit assessment · Services
Rating Methodology – Service Sector Companies · Standalone accounts · FY 2025-26
Ratios, pillar scores and the indicative rating are part of Premium.
Rating status
| Default | No default on record |
| Issuer cooperation | Cooperating |
| Credit enhancement | None – standalone rating |
| Next action stable or better (model) | 69% |
| Information on file | 44% · missing: Annual results history (3+ years), Debt obligations and repayment schedule, Capex / investment plans, Auditor details, Shareholding pattern |
Indicative assessment from public data using the published methodology factors; not a credit rating.
Borrowing & funding lifecycle
- Credit outlook model: 69% chance the next rating action is stable or better
- Current rating AA- (investment grade)
- Interest coverage 9.1×
Rated limits by facility
Timeline
From the report
Liquidity position: Adequate ITPL’s liquidity is Adequate, supported by unencumbered cash and liquid investments of Rs. 134.1 crore and Rs. 35.1 crore and undrawn working capital lines of Rs. 291.7 crore and Rs. 253.0 crore as on March 31, 2026 and June 30, 2026, respectively, even after meeting its working capital requirements.
From the report
Liquidity position: Adequate ITPL’s liquidity is Adequate, supported by unencumbered cash and liquid investments of Rs. 134.1 crore and undrawn working capital lines of Rs. 291.7 crore as on March 31, 2026, even after meeting its working capital requirements.
Lender names, bank charges and audited borrowings are part of Premium.
Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.
Registered office and contact
Directors and key people
Directors are read from the MGT-7 annual return and AOC-4 signatories.
Competitors of Inflow Technologies Private Limited
Top competitors by location
| Company | Description | Domain | Founded | Location |
|---|---|---|---|---|
 Infosys |
IT Services & Consulting · IT Services | infosys.com | 1981 | India |
 Tata Consultancy Services |
Indian IT Services · IT Services & Software | tcs.com | 1968 | Mumbai, India |
 Wipro |
Part of Wipro. | wipro.com | 1945 | India |
 HCL Technologies |
Indian IT Services · IT Services & Software | hcltech.com | 1991 | New Delhi, India |
 Tech Mahindra |
IT Services & Consulting · IT Services | techmahindra.com | 1987 | Mumbai, India |
 LTM Limited |
Indian IT Services · Business Services | ltm.com | 1997 | Mumbai, Maharashtra, India |
 Coforge Limited |
Travel & Tourism · Restaurants, Hotels & Travel | coforge.com | — | Gurugram, Haryana, India |
 Mphasis |
Indian IT Services · IT Services & Software | mphasis.com | 2000 | Bangalore, India |
 Persistent Systems |
IT Services & Consulting · IT Services | persistent.com | 1990 | Pune, India |
 Meesho |
Product & Internet Companies · IT Services & Software | meesho.com | — | Bangalore, India |
Similar companies
Charges (secured borrowings)
0 registered charges. Lenders, amounts and dates are part of the premium plan.
Statutory auditors
Auditors are read from the AOC-4 auditor's report section.
Business activities and related parties
Principal business activities and related-party transactions are read from MGT-7 and AOC-4 filings.
Filings
No filings on record yet.