Key Metrics of Team Computers
About Team Computers
Sectors
Company details
- Website
- teamcomputers.com
Operational Areas of Team Computers
Company summary
Entity details
Compliance
Industry classification
Financials, ratios and risk analysis
Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.
Sign in to continue See plans & pricingFiling compliance
Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.
Vendor checks & payment capacity
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Credit ratings
PositiveUpgraded by ICRA on 28 Aug 2026 (from A)
Rating history
Rating actions
| Date | Agency | Action | Long term | Short term | Outlook | Rated amount | Rationale |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | ICRA | Reaffirmed | A+ | A1+ | Stable | ₹350 Cr | View |
| 28 Aug 2026 | ICRA | Upgraded (from A) | A+ | A1+ | Stable | ₹250 Cr | View |
Credit strengths (ICRA, Oct 2026)
+ Established relationships with reputed clients in public and private sectors across India
Given its pan-India presence and established relationships with OEMs and customers, TCPL’s revenues are generally driven by repeat business from its clientele.
+ Comfortable financial risk profile
TCPL’s cash accruals grew significantly in FY2025 and further in FY2026 over the historic trend.
Credit challenges
− Inherently low margins amid intense competition in a fragmented industry
TCPL’s major business division, i.e., infrastructure solutions (67% of revenue contribution in FY2026 at a standalone level), is largely a hardware sales business with inherently low margins.
− High supplier concentration, although gradual moderation seen in the same
Over the past several years, the company’s supplier concentration has been skewed towards AppleInc., which continues to remain the OEM with highest share of revenue.
Could lead to an upgrade
The ratings might be upgraded if there is a substantial scale up in the company’s operations with sustained increase in profitability while maintaining its
Could lead to a downgrade
The ratings may be downgraded if the company is not able to scale up its operations and maintain its profitability. Any substantial funding support to associates or group companies or sizeable cash outflow in the form of dividend payouts/share buybacks leading to increased indebtedness or deterioration in
Agency-reported financials (ICRA, 26 Oct 2026)
| Metric | FY2024 | FY2025 | FY2026 |
|---|---|---|---|
| Operating income | ₹2,215 Cr | ₹3,344 Cr | ₹4,586 Cr |
| PAT | ₹61.40 Cr | ₹92.50 Cr | ₹116 Cr |
| OPBDIT/OI | 3.6% | 3.2% | 3.9% |
| PAT/OI | 2.8% | 2.8% | 2.5% |
| Total outside liabilities/Tangible net worth (times) | 2.40× | 2.40× | 2.50× |
| Total debt/OPBDIT (times) | 2.00× | 2.00× | 1.00× |
| Interest coverage (times) | 6.90× | 6.20× | 9.70× |
| Revenue growth (YoY) | — | 51.0% | 37.1% |
| EBITDA (margin × income) | ₹79.74 Cr | ₹107 Cr | ₹179 Cr |
| Implied total debt (debt/EBITDA × EBITDA) | ₹159 Cr | ₹214 Cr | ₹179 Cr |
| Implied interest cost (EBITDA ÷ coverage) | ₹11.56 Cr | ₹17.26 Cr | ₹18.44 Cr |
Borrowings & rated debt
Rated limits over time
Facility mix
Rated facilities
| Facility | Type | Previous | Current | Change | Rating | Action | Agency |
|---|---|---|---|---|---|---|---|
| Long-term Fund-based CC | Working capital & bank lines | ₹147 Cr | ₹184 Cr | 25.2% | A+ (Stable) | Reaffirmed | ICRA |
| Short-term Non-fund based | Non-fund based limits | ₹100 Cr | ₹166 Cr | 66.0% | A1+ | Reaffirmed | ICRA |
Credit assessment · Services
Rating Methodology – Service Sector Companies · Standalone accounts · FY 2025-26
Ratios, pillar scores and the indicative rating are part of Premium.
Rating status
| Default | No default on record |
| Issuer cooperation | Cooperating |
| Credit enhancement | None – standalone rating |
| Next action stable or better (model) | 75% |
| Information on file | 56% · missing: Debt obligations and repayment schedule, Capex / investment plans, Auditor details, Shareholding pattern |
Indicative assessment from public data using the published methodology factors; not a credit rating.
Borrowing & funding lifecycle
- Credit outlook model: 74% chance the next rating action is stable or better
- Current rating A+ (investment grade)
- Interest coverage 9.7×
Rated limits by facility
Timeline
From the report
October 26, 2026 Team Computers Private Limited: Ratings reaffirmed and assigned for enhanced amount Summary of rating action Previous rated Current rated Financial Sector Instrument* amount amount Rating action # Regulator (Rs. crore) (Rs. crore) [ICRA]A+ (Stable); reaffirmed and Long-term/ Fund-based/ CC 147.00 184.00 RBI assigned for enhanced amount [ICRA]A1+; reaffirmed and assigned Short-term/ Non-fund based 100.00 166.00 RBI for enhanced amount Long-term/ Short-term – 3.00 - - RBI Unallocated limits Total 250.00 350.00 *Instrument details are provided in Annexure I #SEBI’s grievance redr
From the report
As on March 31, 2026, TCPL maintained a healthy liquidity buffer, with cash and bank balances and liquid investments of around Rs. 400 crore.
From the report
As on March 31, 2026, TCPL maintained a healthy liquidity buffer, with cash and liquid investments of around Rs. 400 crore.
Lender names, bank charges and audited borrowings are part of Premium.
Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.
Registered office and contact
Directors and key people
Directors are read from the MGT-7 annual return and AOC-4 signatories.
Competitors of Team Computers
Top competitors by location
| Company | Description | Domain | Founded | Location |
|---|---|---|---|---|
 Infosys |
IT Services & Consulting · IT Services | infosys.com | 1981 | India |
 Wipro |
Part of Wipro. | wipro.com | 1945 | India |
 Tata Consultancy Services |
Indian IT Services · IT Services & Software | tcs.com | 1968 | Mumbai, India |
 HCL Technologies |
Indian IT Services · IT Services & Software | hcltech.com | 1991 | New Delhi, India |
 Tech Mahindra |
IT Services & Consulting · IT Services | techmahindra.com | 1987 | Mumbai, India |
 LTM Limited |
Indian IT Services · Business Services | ltm.com | 1997 | Mumbai, Maharashtra, India |
 Coforge Limited |
Travel & Tourism · Restaurants, Hotels & Travel | coforge.com | — | Gurugram, Haryana, India |
 Mphasis |
Indian IT Services · IT Services & Software | mphasis.com | 2000 | Bangalore, India |
 Persistent Systems |
IT Services & Consulting · IT Services | persistent.com | 1990 | Pune, India |
 Meesho |
Product & Internet Companies · IT Services & Software | meesho.com | — | Bangalore, India |
Similar companies
Charges (secured borrowings)
0 registered charges. Lenders, amounts and dates are part of the premium plan.
Statutory auditors
Auditors are read from the AOC-4 auditor's report section.
Business activities and related parties
information technology, IT service management, information technology consulting, system integration
Filings
No filings on record yet.