Key Metrics of Unique Construction
About Unique Construction
Sectors
Company details
Operational Areas of Unique Construction
Company summary
Entity details
Compliance
Industry classification
Financials, ratios and risk analysis
Revenue, EBITDA, net profit, net worth, debt and assets for every filing year, 15+ ratios, the financial health score, shareholding, charges and peer comparison are part of the premium plan.
Sign in to continue See plans & pricingFiling compliance
Due dates follow the Companies Act: AGM within six months of the year end, AOC-4 within 30 days and MGT-7 within 60 days of the AGM. A filing made but not yet uploaded here shows as pending.
Vendor checks & payment capacity
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Credit ratings
Rating history
Rating actions
| Date | Agency | Action | Long term | Short term | Outlook | Rated amount | Rationale |
|---|---|---|---|---|---|---|---|
| 08 Oct 2026 | ICRA | Assigned | BBB | A3+ | Stable | ₹300 Cr | View |
| 29 Sep 2025 | CARE | Assigned | BBB | A3+ | Stable | ₹250 Cr | View |
| 04 Feb 2016 | CARE | Other | — | — | — | — | View |
| 23 Mar 2015 | CARE | Other | — | — | — | — | View |
| 01 Apr 2011 | CARE | Other | — | — | — | — | View |
Credit strengths (ICRA, Oct 2026)
+ Healthy order book providing medium-term revenue visibility
The firm had an unexecuted order book of approximately Rs. 3,750 crore as on August 31, 2026, translating into an order book-to-operating income ratio of about 5.2 times of the operating income in FY2026, providing healthy medium-term revenue visibility.
+ Adequate financial risk profile supported by comfortable leverage and debt coverage metrics
UC’s financial profile remains adequate, aided by low debt levels, healthy debt coverage indicators and moderate leverage.
Credit challenges
− Order book exposed to customer and geographical concentration risks
The business profile remains susceptible to customer, project and geographical concentration risks.
− Moderate profitability levels with intense competition in construction industry
The firm’s profitability remains moderate, with operating margins primarily ranging within 6.6-6.8% during FY2024-FY2026.
− Risk associated with partnership nature of the entity
Being a partnership firm, UC remains vulnerable to the inherent risk of capital withdrawal by partners, which could affect its capital structure and
Could lead to an upgrade
The rating could be upgraded in case of significant scale up in the firm’s revenues and profitability, while maintaining adequate
Could lead to a downgrade
The rating could witness a downward revision in case of any adverse impact on the firm’s revenue and profitability leading to deterioration in debt protection metrics. Further, any sizeable dividend payout or higher working capital requirement affecting UC’s
Agency-reported financials (ICRA, 08 Oct 2026)
| Metric | FY2025 | FY2026 |
|---|---|---|
| Operating income | ₹704 Cr | ₹720 Cr |
| PAT | ₹46.30 Cr | ₹43.60 Cr |
| OPBDIT/OI | 6.8% | 6.8% |
| PAT/OI | 6.6% | 6.1% |
| Total outside liabilities/Tangible net worth (times) | 1.70× | 1.90× |
| Total debt/OPBDITA (times) | 0.70× | 0.50× |
| Interest coverage (times) | 10.40× | 6.70× |
| Revenue growth (YoY) | — | 2.3% |
| EBITDA (margin × income) | ₹47.86 Cr | ₹48.98 Cr |
| Implied total debt (debt/EBITDA × EBITDA) | ₹33.50 Cr | ₹24.49 Cr |
| Implied interest cost (EBITDA ÷ coverage) | ₹4.60 Cr | ₹7.31 Cr |
Borrowings & rated debt
Rated limits over time
Facility mix
Rated facilities
| Facility | Type | Previous | Current | Change | Rating | Action | Agency |
|---|---|---|---|---|---|---|---|
| Long-term – Fund-based – Cash credit Long-term/Short-term – Non | Working capital & bank lines | — | ₹22.0 Cr | — | BBB (Stable) | Assigned | ICRA |
| fund-based – BG/LC Long-term/Short-term | Non-fund based limits | — | ₹275 Cr | — | BBB / A3+ (Stable) | Assigned | ICRA |
| Unallocated limits | Other | — | ₹3.00 Cr | — | BBB / A3+ (Stable) | Assigned | ICRA |
CARE ratings on record (checked 25 Oct 2026)
| Instrument | Amount | Rating |
|---|---|---|
| BG/LC | ₹230 Cr | CARE BBB; Stable / CARE A3+ |
| Cash Credit | ₹20.0 Cr | CARE BBB; Stable / CARE A3+ |
Lenders
| Fund-based - LT/ ST | Cash Credit | Canara Bank |
| Fund-based - LT/ ST | Cash Credit | Federal Bank |
| Fund-based - LT/ ST | Cash Credit | HDFC Bank Ltd. |
| Fund-based - LT/ ST | Cash Credit | ICICI Bank Ltd. |
| Fund-based - LT/ ST | Cash Credit | Union Bank of India |
| Fund-based - LT/ ST | Cash Credit | Yes Bank Ltd. |
| Non-fund-based - LT/ ST | BG/LC | Canara Bank |
| Non-fund-based - LT/ ST | BG/LC | Federal Bank |
| Non-fund-based - LT/ ST | BG/LC | HDFC Bank Ltd. |
| Non-fund-based - LT/ ST | BG/LC | ICICI Bank Ltd. |
| Non-fund-based - LT/ ST | BG/LC | Proposed |
| Non-fund-based - LT/ ST | BG/LC | Union Bank of India |
| Non-fund-based - LT/ ST | BG/LC | Yes Bank Ltd. |
Credit assessment · Manufacturing
Rating Methodology – Manufacturing Companies (Mar 2025) · Standalone accounts · FY 2025-26
Ratios, pillar scores and the indicative rating are part of Premium.
Rating status
| Default | No default on record |
| Issuer cooperation | Cooperating |
| Credit enhancement | None – standalone rating |
| Next action stable or better (model) | 77% |
| Information on file | 56% · missing: Annual results history (3+ years), Capex / investment plans, Auditor details, Shareholding pattern |
Indicative assessment from public data using the published methodology factors; not a credit rating.
Borrowing & funding lifecycle
- Credit outlook model: 57% chance the next rating action is stable or better
- Current rating BBB (investment grade)
- Interest coverage 6.7×
- Working-capital limits 31% utilised on average
- ₹3 cr of rated limits not yet tied to a lender
Rated limits by facility
Timeline
From the report
While the management does not envisage any significant withdrawals over the medium term, the firm remains exposed to capital withdrawals given the partnership nature of the entity. www.icra.in Sensitivity Label : Public Page | 2 Liquidity position: Adequate UC’s liquidity is expected to remain adequate, supported by healthy cash accruals and surplus free cash balances of around Rs. 5.5 crore as on March 31, 2026, against scheduled debt repayment obligations of Rs. 2.4 crore in FY2027.
From the report
While the management does not envisage any significant withdrawals over the medium term, the firm remains exposed to capital withdrawals given the partnership nature of the entity. www.icra.in Sensitivity Label : Public Page | 2 Liquidity position: Adequate UC’s liquidity is expected to remain adequate, supported by healthy cash accruals and surplus free cash balances of around Rs. 5.5 crore as on March 31, 2026, against scheduled debt repayment obligations of Rs. 2.4 crore in FY2027.
From the report
Further, the firm has aggregate fund-based working capital limits of Rs. 20 crore, with average utilisation remaining moderate at around 31% during the twelve months ended June 2026.
From the report
Liquidity: Adequate UC’s liquidity position is adequate marked by negligible term debt repayment obligations of ₹1.70 crore against envisaged gross cash accruals of ₹40 crore in FY26.
From the report
Liquidity: Adequate UC’s liquidity position is adequate marked by negligible term debt repayment obligations of ₹1.70 crore against envisaged gross cash accruals of ₹40 crore in FY26.
From the report
Average utilisation of fund-based working capital limits is 61% and that for non-fund based is 82% for 12-months ending Julu 2025.
Lender names, bank charges and audited borrowings are part of Premium.
Built from MCA charges, ICRA/CARE rating reports and audited accounts. The borrowing view is an estimate, not a lender's credit decision.
Registered office and contact
Directors and key people
Directors are read from the MGT-7 annual return and AOC-4 signatories.
Competitors of Unique Construction
Top competitors by location
| Company | Description | Domain | Founded | Location |
|---|---|---|---|---|
 RELIANCE INFRASTRUCTURE LIMITED |
Real Estate & Infrastructure · Community, personal and Social Services | rinfra.com | 2002 | Mumbai, Maharashtra, India |
 KEC International |
Discovered Companies · Other Industries | kecrpg.com | 1945 | Mumbai, India |
| NCC LIMITED | Discovered Companies · Other Industries | — | — | Hyderabad, Telangana, India |
| LODHA DEVELOPERS LIMITED | · Construction | — | — | Mumbai, Maharashtra, India |
 IRCON INTERNATIONAL LIMITED |
Real Estate & Infrastructure · Real Estate & Construction | ircon.org | — | New Delhi, Delhi, India |
| DILIP BUILDCON LIMITED | · Construction | — | — | Bhopal, Madhya Pradesh, India |
| G R INFRAPROJECTS LIMITED | · Construction | — | — | Ahmedabad, Gujarat, India |
 DLF Limited |
Real Estate & Infrastructure · Real Estate & Construction | dlf.in | 1946 | Gurgaon, India |
| STERLING AND WILSON RENEWABLE ENERGY LIMITED | Renewable Power · Oil, Gas & Energy | — | — | Mumbai, Maharashtra, India |
 GMR POWER AND URBAN INFRA LIMITED |
Part of GMR Group. | gmrpui.com | — | Gurgaon, Haryana, India |
Similar companies
Charges (secured borrowings)
0 registered charges. Lenders, amounts and dates are part of the premium plan.
Statutory auditors
Auditors are read from the AOC-4 auditor's report section.
Business activities and related parties
Principal business activities and related-party transactions are read from MGT-7 and AOC-4 filings.
Filings
No filings on record yet.