Funds for you, and when to buy or exit
A machine-learning model ranks every fund against its category each week and flags good times to add, book profit or switch out.
FREE · NO SUBSCRIPTION · NO UPFRONT FEEYour monthly SIP₹5,000split across 8 funds below
Equity / Debt / Gold70 / 20 / 10age 30, moderate risk
Model trained on1,992 samples155 funds · 23 Oct 2026
Back-test hit rate50.3%top-ranked funds that beat their category next year
Your fund plan
Top-ranked Direct-Growth funds in each slot. Two choices per slot — pick one.
Large Cap
Equity · 25%
₹1,200/month
Taurus Large Cap Fund
1Y 3.3% · 3Y 14.5% · model 100/100 Good time to add
1Y 3.3% · 3Y 14.5% · model 100/100 Good time to add
quant Large Cap Fund
1Y -0.4% · 3Y 13.8% · model 93/100 Good time to add
1Y -0.4% · 3Y 13.8% · model 93/100 Good time to add
Flexi Cap
Equity · 21%
₹1,100/month
UTI - Flexi Cap Fund.
1Y -4.8% · 3Y 8.7% · model 100/100 Good time to add
1Y -4.8% · 3Y 8.7% · model 100/100 Good time to add
Taurus Flexi Cap Fund
1Y 2.2% · 3Y 11.5% · model 95/100 Good time to add
1Y 2.2% · 3Y 11.5% · model 95/100 Good time to add
Mid Cap
Equity · 14%
₹700/month
Baroda BNP Paribas Large and Mid Cap fund
1Y -3.8% · 3Y 13.9% · model 100/100 Good time to add
1Y -3.8% · 3Y 13.9% · model 100/100 Good time to add
Taurus Mid Cap Fund
1Y -0.4% · 3Y 9.5% · model 100/100 Good time to add
1Y -0.4% · 3Y 9.5% · model 100/100 Good time to add
Small Cap
Equity · 11%
₹500/month
Tata Small Cap Fund
1Y -10% · 3Y 8.3% · model 100/100 Good time to add
1Y -10% · 3Y 8.3% · model 100/100 Good time to add
PGIM India Small Cap Fund
1Y 5.1% · 3Y 14.5% · model 92/100 Good time to add
1Y 5.1% · 3Y 14.5% · model 92/100 Good time to add
Balanced Advantage
Debt & hybrid · 8%
₹400/month
UTI Balanced Advantage Fund
1Y -3.9% · 3Y 8.7% · model 100/100 Good time to add
1Y -3.9% · 3Y 8.7% · model 100/100 Good time to add
Motilal Oswal Balanced Advantage Fund
1Y -3.5% · 3Y 2.9% · model 100/100 Good time to add
1Y -3.5% · 3Y 2.9% · model 100/100 Good time to add
Corporate Bond
Debt & hybrid · 7%
₹400/month
BANDHAN Corporate Bond Fund
1Y 4.9% · 3Y 7% · model 100/100 Continue SIP
1Y 4.9% · 3Y 7% · model 100/100 Continue SIP
Tata Corporate Bond Fund
1Y 3.9% · 3Y 7% · model 86/100 Continue SIP
1Y 3.9% · 3Y 7% · model 86/100 Continue SIP
Short Duration
Debt & hybrid · 5%
₹300/month
Tata Ultra Short Term Fund
1Y 6.8% · 3Y 7.4% · model 100/100 Continue SIP
1Y 6.8% · 3Y 7.4% · model 100/100 Continue SIP
Motilal Oswal Ultra Short Term Fund
1Y 6% · 3Y 6.4% · model 50/100 Continue SIP
1Y 6% · 3Y 6.4% · model 50/100 Continue SIP
Gold
Gold · 10%
₹500/month
UTI - Gold Exchange Traded Fund
1Y 14.9% · 3Y 31% Analysing
1Y 14.9% · 3Y 31% Analysing
360 ONE Gold ETF
1Y 15% · 3Y — Analysing
1Y 15% · 3Y — Analysing
This week's signals
All (502)
Good time to add (152)Continue SIP (153)Book partial profit (0)Review / exit (43)Watch (154)
| Fund | Category | 1Y | 3Y | Model | Signal | Why |
|---|---|---|---|---|---|---|
| LIC MF Large & Mid Cap Fund | Large & Mid Cap Fund | -7.6% | 12.2% | 24 | Review / exit | Model rank 24/100 in its category · Behind the category median over 1 year (-3.9%) and 3 years (-1% a year) |
| Aditya Birla Sun Life Banking and Financial Services Fund | Sectoral/ Thematic | -6.7% | 9.1% | 24 | Review / exit | Model rank 24/100 in its category · Behind the category median over 1 year (-1.6%) and 3 years (-2.8% a year) |
| Mahindra Manulife Flexi Cap Fund | Flexi Cap Fund | -8.1% | 9.6% | 23 | Review / exit | Model rank 23/100 in its category · Behind the category median over 1 year (-6%) and 3 years (-3% a year) |
| Taurus Banking & Financial Services Fund | Sectoral/ Thematic | -8.6% | 8% | 21 | Review / exit | Model rank 21/100 in its category · Behind the category median over 1 year (-3.8%) and 3 years (-3.8% a year) |
| BARODA BNP PARIBAS ARBITRAGE FUND | Arbitrage Fund | 6.3% | 7.2% | 21 | Review / exit | Model rank 21/100 in its category · Behind the category median over 1 year (-0.3%) and 3 years (-0% a year) |
| UTI - Equity Savings Fund | Equity Savings Fund | 0.9% | 8.2% | 20 | Review / exit | Model rank 20/100 in its category · Behind the category median over 1 year (-1.2%) and 3 years (-1.1% a year) |
| HDFC Multi Cap Fund | Multi Cap Fund | -9% | 10.4% | 20 | Review / exit | Model rank 20/100 in its category · Behind the category median over 1 year (-5.1%) and 3 years (-3.3% a year) |
| Samco Flexi Cap Fund | Thematic Fund | -11.7% | -4% | 19 | Review / exit | Model rank 19/100 in its category · Behind the category median over 1 year (-9.3%) and 3 years (-18.3% a year) |
| Quant Liquid Fund | Liquid Fund | 6% | 6.7% | 18 | Review / exit | Model rank 18/100 in its category · Behind the category median over 1 year (-0.4%) and 3 years (-0.2% a year) |
| DSP Overnight Fund | Overnight Fund | 5.3% | 6% | 18 | Review / exit | Model rank 18/100 in its category · Behind the category median over 1 year (-0%) and 3 years (-0% a year) |
| Franklin India Balanced Advantage Fund | Dynamic Asset Allocation or Balanced Advantage | -4% | 9% | 18 | Review / exit | Model rank 18/100 in its category · Behind the category median over 1 year (-0.5%) and 3 years (-0.2% a year) |
| HDFC Housing Opportunities Fund | Sectoral/ Thematic | -12.5% | 7.8% | 17 | Review / exit | Model rank 17/100 in its category · Behind the category median over 1 year (-5.7%) and 3 years (-3.8% a year) |
| Franklin India Small Cap Fund | Small Cap Fund | -4.9% | 9.7% | 15 | Review / exit | Model rank 15/100 in its category · Behind the category median over 1 year (-2.3%) and 3 years (-0.2% a year) |
| Franklin India Flexi Cap Fund | Flexi Cap Fund | -8.3% | 10.6% | 14 | Review / exit | Model rank 14/100 in its category · Behind the category median over 1 year (-4.7%) and 3 years (-1.5% a year) |
| ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND | Sectoral/ Thematic | -8.9% | 10.6% | 14 | Review / exit | Model rank 14/100 in its category · Behind the category median over 1 year (-1.6%) and 3 years (-0.9% a year) |
| Union Equity Savings Fund | Equity Savings | 0.9% | 6.7% | 14 | Review / exit | Model rank 14/100 in its category · Behind the category median over 1 year (-0.9%) and 3 years (-1% a year) |
| Aditya Birla Sun Life Corporate Bond Fund | Corporate Bond Fund | 3.2% | 6.8% | 14 | Review / exit | Model rank 14/100 in its category · Behind the category median over 1 year (-0.4%) and 3 years (-0.1% a year) |
| BANK OF INDIA ARBITRAGE FUND | Arbitrage Fund | 6.5% | 6.8% | 14 | Review / exit | Model rank 14/100 in its category · Behind the category median over 1 year (-0.1%) and 3 years (-0.4% a year) |
| Groww Large Cap Fund | Large Cap Fund | -5.4% | 10.8% | 13 | Review / exit | Model rank 13/100 in its category · Behind the category median over 1 year (-0.5%) and 3 years (-0.1% a year) |
| UTI CRISIL SDL Maturity April 2033 Index Fund | Index Funds - Debt Funds | 2.7% | 6.9% | 13 | Review / exit | Model rank 13/100 in its category · Behind the category median over 1 year (-1.7%) and 3 years (-0.5% a year) |
| Tata Mid Cap Fund | Mid Cap Fund | -2.4% | 13.3% | 12 | Review / exit | Model rank 12/100 in its category · Behind the category median over 1 year (-1.1%) and 3 years (-2.4% a year) |
| Invesco India - Invesco Global Equity Income Fund of Fund | Overseas Fund of Funds - Fund of Funds investing overseas | 19.8% | 25.3% | 10 | Review / exit | Model rank 10/100 in its category · Behind the category median over 1 year (-4.9%) and 3 years (-1.5% a year) |
| TRUSTMF Overnight Fund | Overnight Fund | 5.1% | 6% | 9 | Review / exit | Model rank 9/100 in its category · Behind the category median over 1 year (-0.1%) and 3 years (-0.1% a year) |
| Sundaram Flexicap Fund | Flexi Cap Fund | -9.7% | 8.7% | 9 | Review / exit | Model rank 9/100 in its category · Behind the category median over 1 year (-5%) and 3 years (-3.1% a year) |
| Quantum Liquid Fund | Liquid Fund | 5.9% | 6.5% | 9 | Review / exit | Model rank 9/100 in its category · Behind the category median over 1 year (-0.5%) and 3 years (-0.4% a year) |
| Nippon India Value Fund | Value Fund | -11.1% | 11.9% | 8 | Review / exit | Model rank 8/100 in its category · Behind the category median over 1 year (-6.3%) and 3 years (-0% a year) |
| Canara Robeco Small Cap Fund | Small Cap Fund | -4% | 10% | 8 | Review / exit | Model rank 8/100 in its category · Behind the category median over 1 year (-5.4%) and 3 years (-1.3% a year) |
| NJ Arbitrage Fund | Arbitrage Fund | 6.4% | 6.8% | 7 | Review / exit | Model rank 7/100 in its category · Behind the category median over 1 year (-0.4%) and 3 years (-0.5% a year) |
| SBI MultiCap Fund | Multi Cap Fund | -6% | 11.9% | 7 | Review / exit | Model rank 7/100 in its category · Behind the category median over 1 year (-6.2%) and 3 years (-3.2% a year) |
| Franklin India Aggressive Hybrid Fund | Aggressive Hybrid Fund | -6.9% | 9.1% | 6 | Review / exit | Model rank 6/100 in its category · Behind the category median over 1 year (-3.4%) and 3 years (-1.4% a year) |
| SBI LARGE & MIDCAP FUND | Large & Mid Cap Fund | -5.1% | 12.1% | 6 | Review / exit | Model rank 6/100 in its category · Behind the category median over 1 year (-0.6%) and 3 years (-0.8% a year) |
| ITI Overnight Fund | Overnight Fund | 5% | 5.8% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-0.2%) and 3 years (-0.2% a year) |
| Sundaram Small Cap Fund | Small Cap Fund | -3.2% | 6.5% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-3.5%) and 3 years (-7.2% a year) |
| Tata Focused Fund | Focused Fund | -9.6% | 8.5% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-6%) and 3 years (-4.1% a year) |
| Invesco India Nifty G-sec Sep 2032 Index Fund | Index Funds - Debt Funds | 2.3% | 7.2% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-2.5%) and 3 years (-0.2% a year) |
| Axis Multi Factor Passive FoF | Fund of Funds Scheme (Domestic) - Fund of Funds Scheme (Domestic) | -6.8% | 8.1% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-7.3%) and 3 years (-7.4% a year) |
| Kotak Large & Mid Cap Fund | Large & Mid Cap Fund | -5.3% | 12.8% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-1.8%) and 3 years (-0.4% a year) |
| Nippon India Multi Cap Fund | Multi Cap Fund | -7.4% | 12% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-4.3%) and 3 years (-1.8% a year) |
| ITI Arbitrage Fund | Arbitrage Fund | 6.4% | 7.2% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-0.3%) and 3 years (-0.1% a year) |
| Kotak International REIT Overseas Equity Active FOF | Overseas Fund of Funds - Fund of Funds investing overseas | -0.2% | 12.6% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-25.6%) and 3 years (-13.8% a year) |
| Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) | Equity Savings | 0.5% | 6.6% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-1.3%) and 3 years (-1.1% a year) |
| HDFC Corporate Bond Fund | Corporate Bond Fund | 2.8% | 6.6% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-0.7%) and 3 years (-0.3% a year) |
| ITI Liquid Fund | Liquid Fund | 6.1% | 6.6% | 0 | Review / exit | Model rank 0/100 in its category · Behind the category median over 1 year (-0.4%) and 3 years (-0.2% a year) |
How signals work: Good time to add = top-ranked fund trading below its 40-week average or 8%+ off its high. Book partial profit = RSI above 75 and 15%+ above average. Review / exit = bottom quarter of its category and behind the median over both 1 and 3 years. Past performance does not guarantee future returns; check exit load and tax (STCG under 12 months) before redeeming. Educational guidance, not personalised investment advice.