DSP Gilt Fund Regular-IDCW
DSP Mutual Fund · Debt Gilt
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | -4.6% | -5.3% | -0.8% | -0.6% |
| Category average (Gilt) | -0.5% | -1.1% | +2.6% | +2.3% |
| Rank (Gilt) | 38 / 41 | 33 / 40 | 35 / 39 | 30 / 35 |
Ranked among Gilt funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Gilt Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Gilt Fund Regular-IDCW provide?
6M: -4.61% · 1Y: -5.34% · 3Y (annualised): -0.80% · 5Y (annualised): -0.55%
What is the NAV of DSP Gilt Fund Regular-IDCW?
₹11.8491 as on 23 Oct 2026.
How risky is DSP Gilt Fund Regular-IDCW?
Its riskometer level is Moderate. Over 3Y its NAV moved 6.7% a year (volatility) and fell at most 8.7% from a peak.
How to redeem DSP Gilt Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Gilt Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Gilt Fund Regular-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 7.63% GOI 15092056 | Sovereign | 46.16% | Sep 2056 |
| 6.90% GOI 15042065 | Sovereign | 20.59% | Apr 2065 |
| 7.12% Maharashtra SDL 16072047 | Sovereign | 8.20% | Jul 2047 |
| 7.34% GOI 22042064 | Sovereign | 6.81% | Apr 2064 |
| 7.48% Uttar Pradesh SDL 22032042 | Sovereign | 5.31% | Mar 2042 |
| 7.24% GOI 18082055 | Sovereign | 4.42% | Aug 2055 |
| 7.19% GOI 15092060 | Sovereign | 3.91% | Sep 2060 |
| 7.71% GOI 18052066 | Sovereign | 2.85% | May 2066 |
| 7.33% Madhya Pradesh SDL 19012042 | Sovereign | 1.33% | Jan 2042 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.