DSP Money Market Fund Regular-IDCW
DSP Mutual Fund · Debt Money Market
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | -0.3% | +0.2% | +0.4% | +0.5% |
| Category average (Money Market) | +0.5% | +1.1% | +1.9% | +1.6% |
| Rank (Money Market) | 53 / 68 | 22 / 67 | 25 / 64 | 24 / 56 |
Ranked among Money Market funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Money Market Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Money Market Fund Regular-IDCW provide?
6M: -0.26% · 1Y: +0.22% · 3Y (annualised): +0.42% · 5Y (annualised): +0.46%
What is the NAV of DSP Money Market Fund Regular-IDCW?
₹11.0316 as on 23 Oct 2026.
How risky is DSP Money Market Fund Regular-IDCW?
Its riskometer level is Low to Moderate. Over 3Y its NAV moved 1.9% a year (volatility) and fell at most 0.8% from a peak.
How to redeem DSP Money Market Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Money Market Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Money Market Fund Regular-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
Issuers above the single-issuer limit
- Small Industries Development Bank of India — 10.69% of NAV vs 10% limit for AAA (excess scored one notch lower)
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| Small Industries Development Bank of India | CRISIL A1+ | 3.02% | Feb 2027 |
| Punjab National Bank | CRISIL A1+ | 3.01% | Mar 2027 |
| Panatone Finvest Limited | CRISIL A1+ | 2.73% | Jan 2027 |
| Export-Import Bank Of India | CRISIL A1+ | 2.41% | Mar 2027 |
| HDFC Bank Limited | CRISIL A1+ | 2.40% | Mar 2027 |
| Small Industries Development Bank of India | CRISIL A1+ | 2.33% | Aug 2027 |
| 364 DAYS T-BILL 03122026 | Sovereign | 2.21% | Dec 2026 |
| Canara Bank | CRISIL A1+ | 2.11% | Mar 2027 |
| National Bank For Agriculture & Rural Development | CRISIL A1+ | 2.10% | Mar 2027 |
| Small Industries Development Bank of India | CRISIL A1+ | 1.81% | Feb 2027 |
Fund details
Other plans of this fund
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Confirm with OTP
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