DSP Short Term Fund Regular-IDCW
DSP Mutual Fund · Debt Short Duration
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | +0.1% | 0.0% | +0.4% | +0.3% |
| Category average (Short Duration) | +0.9% | +1.0% | +3.0% | +2.8% |
| Rank (Short Duration) | 32 / 54 | 28 / 54 | 32 / 54 | 31 / 50 |
Ranked among Short Duration funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over available history, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Short Term Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Short Term Fund Regular-IDCW provide?
6M: +0.11% · 1Y: -0.04% · 3Y (annualised): +0.44% · 5Y (annualised): +0.34%
What is the NAV of DSP Short Term Fund Regular-IDCW?
₹11.6030 as on 30 Oct 2026.
How risky is DSP Short Term Fund Regular-IDCW?
Its riskometer level is Moderate. Over available history its NAV moved 2.3% a year (volatility) and fell at most 1.8% from a peak.
How to redeem DSP Short Term Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Short Term Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Short Term Fund Regular-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
DSP Mutual Fund bank borrowing and intraday lines anchor on its weakest short-duration debt scheme: DSP Liquid Fund (AA+mfs, Sep 2026).
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 6.94% GOI 11052036 | Sovereign | 13.31% | May 2036 |
| 6.87% GOI FRB 22092033 | Sovereign | 4.59% | Sep 2033 |
| Bharti Telecom Limited | CRISIL AAA | 4.04% | Oct 2027 |
| India Universal Trust | IND AAA(SO) | 3.81% | Sep 2030 |
| Small Industries Development Bank Of India | CRISIL AAA | 2.93% | Jun 2031 |
| Knowledge Realty Trust | CRISIL AAA | 2.90% | May 2029 |
| Canara Bank | CRISIL A1+ | 2.88% | Jan 2027 |
| Indian Bank | CRISIL A1+ | 2.79% | Jun 2027 |
| Muthoot Finance Limited | CRISIL AA+ | 2.55% | Apr 2028 |
| India Infrastructure Finance Co Limited | IND AAA | 2.34% | Nov 2027 |
Fund details
Other plans of this fund
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Confirm with OTP
Enter the 6-digit OTP sent to your email.