Insights into Company

Kotak Credit Risk Fund Regular-Growth

Kotak Mahindra Mutual Fund · Debt Credit Risk

Debt · Credit Risk Moderately High risk ★★★★★ Kotak Mahindra
₹31.8367
NAV · 21 Oct 2026 -0.18% (1D)
+7.33%3Y annualised
-0.18% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
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A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns+2.5%+4.9%+7.3%+5.6%
Category average (Credit Risk)+3.1%+7.1%+8.6%+8.9%
Rank (Credit Risk)9 / 1413 / 1412 / 1412 / 13

Ranked among Credit Risk funds, Regular plan, Growth option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)1.57%
Sharpe0.58
Maximum drawdown-1.47%
Sortino0.48

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

FAQs

How to invest in Kotak Credit Risk Fund Regular-Growth?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does Kotak Credit Risk Fund Regular-Growth provide?

6M: +2.53% · 1Y: +4.87% · 3Y (annualised): +7.33% · 5Y (annualised): +5.61%

What is the NAV of Kotak Credit Risk Fund Regular-Growth?

₹31.8367 as on 21 Oct 2026.

How risky is Kotak Credit Risk Fund Regular-Growth?

Its riskometer level is Moderately High. Over 3Y its NAV moved 1.6% a year (volatility) and fell at most 1.5% from a peak.

How to redeem Kotak Credit Risk Fund Regular-Growth?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of Kotak Credit Risk Fund Regular-Growth?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is Kotak Credit Risk Fund Regular-Growth taxed?

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

Fund details

Fund houseKotak Mahindra Mutual Fund
CategoryDebt Scheme - Credit Risk Fund
Plan · OptionRegular · Growth
Risk (riskometer)Moderately High
Scheme typeOpen Ended
Scheme code117716
ISININF174K01DY7
Minimum investment₹100
NAV date21 Oct 2026

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