Insights into Company

DSP Conservative Hybrid Fund Direct-Growth

DSP Mutual Fund · Hybrid Conservative Hybrid

Hybrid · Conservative Hybrid Moderately High risk ★★★★★ DSP
₹68.0536
NAV · 23 Oct 2026 -0.14% (1D)
+8.11%3Y annualised
-0.14% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
Loading NAV history…

A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns+0.5%+1.3%+8.1%+7.3%
Category average (Conservative Hybrid)+0.3%+0.6%+7.5%+7.1%
Rank (Conservative Hybrid)7 / 187 / 187 / 188 / 17

Ranked among Conservative Hybrid funds, Direct plan, Growth option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)3.28%
Sharpe0.51
Maximum drawdown-3.21%
Sortino0.49

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Redeemed within 2 years: gains taxed at your income-tax slab rate. After 2 years: gains taxed at 12.5%.

FAQs

How to invest in DSP Conservative Hybrid Fund Direct-Growth?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does DSP Conservative Hybrid Fund Direct-Growth provide?

6M: +0.54% · 1Y: +1.27% · 3Y (annualised): +8.11% · 5Y (annualised): +7.27%

What is the NAV of DSP Conservative Hybrid Fund Direct-Growth?

₹68.0536 as on 23 Oct 2026.

How risky is DSP Conservative Hybrid Fund Direct-Growth?

Its riskometer level is Moderately High. Over 3Y its NAV moved 3.3% a year (volatility) and fell at most 3.2% from a peak.

How to redeem DSP Conservative Hybrid Fund Direct-Growth?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of DSP Conservative Hybrid Fund Direct-Growth?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is DSP Conservative Hybrid Fund Direct-Growth taxed?

Redeemed within 2 years: gains taxed at your income-tax slab rate. After 2 years: gains taxed at 12.5%.

Credit quality

Portfolio credit qualityAAAmfs
Credit score / benchmark0.45 / 7.63 bps
Average maturity4.41 years
Portfolio as on30 Sep 2026AMC disclosure
Sovereign & cash 57.0%Other 21.8%AAA / A1+ 13.9%AA 7.3%
Top holdingsRating% of NAVMaturity
7.32% GOI 13112030 Sovereign 11.91% Nov 2030
6.87% GOI FRB 22092033 Sovereign 8.94% Sep 2033
7.03% Maharashtra SDL 25062038 Sovereign 8.17% Jun 2038
7.06% GOI 10042028 Sovereign 5.95% Apr 2028
6.48% GOI 06102035 Sovereign 5.63% Oct 2035
Small Industries Development Bank of India CRISIL A1+ 5.58% Jan 2027
IDFC First Bank Limited CRISIL A1+ 5.57% Feb 2027
Muthoot Finance Limited CRISIL AA+ 4.39% Feb 2029
6.64% GOI FRB 07122031 Sovereign 3.00% Dec 2031
7.10% GOI 18042029 Sovereign 2.97% Apr 2029

Fund details

Fund houseDSP Mutual Fund
CategoryHybrid Scheme - Conservative Hybrid Fund
Plan · OptionDirect · Growth
Risk (riskometer)Moderately High
Scheme typeOpen Ended
Scheme code118994
ISININF740K01NO5
Minimum investment₹100
NAV date23 Oct 2026

Other plans of this fund

More from DSP

Similar Conservative Hybrid funds