DSP Conservative Hybrid Fund Regular-IDCW
DSP Mutual Fund · Hybrid Conservative Hybrid
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | -3.8% | -7.2% | -0.9% | -1.7% |
| Category average (Conservative Hybrid) | -2.5% | -5.1% | +0.7% | +0.7% |
| Rank (Conservative Hybrid) | 31 / 37 | 26 / 37 | 25 / 37 | 28 / 35 |
Ranked among Conservative Hybrid funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Redeemed within 2 years: gains taxed at your income-tax slab rate. After 2 years: gains taxed at 12.5%.
FAQs
How to invest in DSP Conservative Hybrid Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Conservative Hybrid Fund Regular-IDCW provide?
6M: -3.75% · 1Y: -7.23% · 3Y (annualised): -0.93% · 5Y (annualised): -1.72%
What is the NAV of DSP Conservative Hybrid Fund Regular-IDCW?
₹10.8675 as on 23 Oct 2026.
How risky is DSP Conservative Hybrid Fund Regular-IDCW?
Its riskometer level is Moderately High. Over 3Y its NAV moved 5.3% a year (volatility) and fell at most 11.4% from a peak.
How to redeem DSP Conservative Hybrid Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Conservative Hybrid Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Conservative Hybrid Fund Regular-IDCW taxed?
Redeemed within 2 years: gains taxed at your income-tax slab rate. After 2 years: gains taxed at 12.5%.
Credit quality
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 7.32% GOI 13112030 | Sovereign | 11.91% | Nov 2030 |
| 6.87% GOI FRB 22092033 | Sovereign | 8.94% | Sep 2033 |
| 7.03% Maharashtra SDL 25062038 | Sovereign | 8.17% | Jun 2038 |
| 7.06% GOI 10042028 | Sovereign | 5.95% | Apr 2028 |
| 6.48% GOI 06102035 | Sovereign | 5.63% | Oct 2035 |
| Small Industries Development Bank of India | CRISIL A1+ | 5.58% | Jan 2027 |
| IDFC First Bank Limited | CRISIL A1+ | 5.57% | Feb 2027 |
| Muthoot Finance Limited | CRISIL AA+ | 4.39% | Feb 2029 |
| 6.64% GOI FRB 07122031 | Sovereign | 3.00% | Dec 2031 |
| 7.10% GOI 18042029 | Sovereign | 2.97% | Apr 2029 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.