DSP Dynamic Term Fund Direct-IDCW
DSP Mutual Fund · Debt Dynamic Bond
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | -0.7% | -0.8% | -0.1% | -0.1% |
| Category average (Dynamic Bond) | +0.3% | +0.3% | +2.7% | +2.7% |
| Rank (Dynamic Bond) | 41 / 50 | 33 / 50 | 37 / 50 | 37 / 43 |
Ranked among Dynamic Bond funds, Direct plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Dynamic Term Fund Direct-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Dynamic Term Fund Direct-IDCW provide?
6M: -0.65% · 1Y: -0.82% · 3Y (annualised): -0.10% · 5Y (annualised): -0.08%
What is the NAV of DSP Dynamic Term Fund Direct-IDCW?
₹1,059.6563 as on 23 Oct 2026.
How risky is DSP Dynamic Term Fund Direct-IDCW?
Its riskometer level is Moderate. Over 3Y its NAV moved 4.0% a year (volatility) and fell at most 4.4% from a peak.
How to redeem DSP Dynamic Term Fund Direct-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Dynamic Term Fund Direct-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Dynamic Term Fund Direct-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| 6.94% GOI 11052036 | Sovereign | 15.82% | May 2036 |
| 6.90% GOI 15042065 | Sovereign | 8.42% | Apr 2065 |
| 7.43% Maharashtra SDL 03122040 | Sovereign | 8.12% | Dec 2040 |
| State Bank Of India | ICRA AAA | 8.00% | Jun 2039 |
| Power Finance Corporation Limited | CRISIL AAA | 7.92% | Jul 2039 |
| 7.17% GOI 17042030 | Sovereign | 6.87% | Apr 2030 |
| Torrent Pharmaceuticals Limited | ICRA AA+ | 4.28% | Jan 2031 |
| 7.71% GOI 18052066 | Sovereign | 4.24% | May 2066 |
| Cholamandalam Investment and Finance Co Limited | ICRA AA+ | 4.17% | Jun 2028 |
| Small Industries Development Bank Of India | CRISIL AAA | 4.12% | Jun 2031 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.