DSP Ultra Short to Short Term Fund Regular-IDCW
DSP Mutual Fund · Debt Low Duration
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | -0.3% | 0.0% | +0.6% | +0.6% |
| Category average (Low Duration) | +0.8% | +1.5% | +2.3% | +2.2% |
| Rank (Low Duration) | 83 / 95 | 39 / 94 | 37 / 91 | 36 / 85 |
Ranked among Low Duration funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Advanced ratios
Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Ultra Short to Short Term Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Ultra Short to Short Term Fund Regular-IDCW provide?
6M: -0.26% · 1Y: -0.01% · 3Y (annualised): +0.55% · 5Y (annualised): +0.57%
What is the NAV of DSP Ultra Short to Short Term Fund Regular-IDCW?
₹10.8602 as on 28 Oct 2026.
How risky is DSP Ultra Short to Short Term Fund Regular-IDCW?
Its riskometer level is Moderate. Over 3Y its NAV moved 2.9% a year (volatility) and fell at most 1.8% from a peak.
How to redeem DSP Ultra Short to Short Term Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Ultra Short to Short Term Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Ultra Short to Short Term Fund Regular-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
DSP Mutual Fund bank borrowing and intraday lines anchor on its weakest short-duration debt scheme: DSP Liquid Fund (AA+mfs, Sep 2026).
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| Bharti Telecom Limited | CRISIL AAA | 4.05% | Oct 2027 |
| 6.38% Maharashtra SDL 25082027 | Sovereign | 3.39% | Aug 2027 |
| National Bank For Agriculture & Rural Development | CRISIL AAA | 2.92% | Feb 2028 |
| Small Industries Development Bank Of India | CRISIL AAA | 2.88% | Jun 2029 |
| REC Limited | CRISIL AAA | 2.85% | Jun 2028 |
| Bajaj Housing Finance Limited | CRISIL AAA | 2.29% | Jul 2027 |
| REC Limited | CRISIL AAA | 2.28% | Feb 2029 |
| 6.85% Uttar Pradesh SDL 23112026 | Sovereign | 2.24% | Nov 2026 |
| HDFC Bank Limited | CRISIL A1+ | 2.18% | Mar 2027 |
| Export-Import Bank Of India | CRISIL A1+ | 2.18% | Mar 2027 |
Fund details
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Confirm with OTP
Enter the 6-digit OTP sent to your email.