Insights into Company

NJ Overnight Fund Direct-Growth

NJ Mutual Fund · Debt Overnight

Debt · Overnight Low risk ★★★★★ NJ
₹1,283.0129
NAV · 25 Oct 2026 +0.03% (1D)
+5.95%3Y annualised
+0.03% 1D

Return calculator

Monthly SIP₹1,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
Loading NAV history…

A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.

Returns and rankings

Name6M1Y3Y5Y
Fund returns+2.6%+5.2%+6.0%—
Category average (Overnight)+2.5%+5.1%+5.8%—
Rank (Overnight)17 / 3827 / 3826 / 35—

Ranked among Overnight funds, Direct plan, Growth option. 3Y and 5Y are annualised.

Advanced ratios

Volatility (annualised)0.18%
Sharpe-7.14
Maximum drawdown0.00%
Sortino—

Calculated from daily NAVs over 3Y, with a 6.5% risk-free rate.

Minimum investments

Min. for 1st investment₹100
Min. for SIP₹100
Min. for 2nd investment₹100

Exit load, stamp duty and tax

Exit load

Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.

Stamp duty on investment: 0.005% (from 1 July 2020)

Tax implication

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

FAQs

How to invest in NJ Overnight Fund Direct-Growth?

Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.

What kind of returns does NJ Overnight Fund Direct-Growth provide?

6M: +2.60% · 1Y: +5.21% · 3Y (annualised): +5.95%

What is the NAV of NJ Overnight Fund Direct-Growth?

₹1,283.0129 as on 25 Oct 2026.

How risky is NJ Overnight Fund Direct-Growth?

Its riskometer level is Low. Over 3Y its NAV moved 0.2% a year (volatility) and fell at most 0.0% from a peak.

How to redeem NJ Overnight Fund Direct-Growth?

In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.

Can I invest in SIP and lump sum of NJ Overnight Fund Direct-Growth?

Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.

How is NJ Overnight Fund Direct-Growth taxed?

Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).

Fund details

Fund houseNJ Mutual Fund
CategoryIncome/Debt Oriented Schemes - Overnight Fund
Plan · OptionDirect · Growth
Risk (riskometer)Low
Scheme typeOpen Ended
Scheme code150369
ISININF0J8L01081
Minimum investment₹100
NAV date25 Oct 2026

Other plans of this fund

More from NJ

Similar Overnight funds