DSP Financial Services Sectoral Debt Fund Regular-IDCW
DSP Mutual Fund · Debt Sectoral / Thematic
Return calculator
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| Loading NAV history… | ||||
A SIP on the 1st of every month at that day's NAV. Past returns do not guarantee future returns.
Returns and rankings
| Name | 6M | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Fund returns | — | — | — | — |
| Category average (Sectoral / Thematic) | — | — | — | — |
| Rank (Sectoral / Thematic) | — | — | — | — |
Ranked among Sectoral / Thematic funds, Regular plan, IDCW option. 3Y and 5Y are annualised.
Minimum investments
Exit load, stamp duty and tax
Exit load
Not published in the AMFI data for this scheme. See the scheme information document on the fund house website.
Stamp duty on investment: 0.005% (from 1 July 2020)
Tax implication
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
FAQs
How to invest in DSP Financial Services Sectoral Debt Fund Regular-IDCW?
Open your Do Trading account (KYC), choose Monthly SIP or One-time in the Invest panel, enter the amount and confirm the order with the OTP sent to your email.
What kind of returns does DSP Financial Services Sectoral Debt Fund Regular-IDCW provide?
Returns appear once enough NAV history is available.
What is the NAV of DSP Financial Services Sectoral Debt Fund Regular-IDCW?
₹10.0538 as on 28 Oct 2026.
How risky is DSP Financial Services Sectoral Debt Fund Regular-IDCW?
Its riskometer level is Moderate.
How to redeem DSP Financial Services Sectoral Debt Fund Regular-IDCW?
In the Invest panel choose Redeem, enter the units (or redeem all) and confirm with the OTP. The amount reaches your bank account after the fund house processes it, usually 1–3 working days.
Can I invest in SIP and lump sum of DSP Financial Services Sectoral Debt Fund Regular-IDCW?
Yes. The minimum is ₹100 for a one-time investment or a monthly SIP.
How is DSP Financial Services Sectoral Debt Fund Regular-IDCW taxed?
Gains are added to your income and taxed at your income-tax slab rate, whatever the holding period (units bought from 1 April 2023).
Credit quality
DSP Mutual Fund bank borrowing and intraday lines anchor on its weakest short-duration debt scheme: DSP Liquid Fund (AA+mfs, Sep 2026).
| Top holdings | Rating | % of NAV | Maturity |
|---|---|---|---|
| Bharti Telecom Limited | CRISIL AAA | 8.53% | Oct 2027 |
| Tata Capital Limited | CRISIL AAA | 7.65% | Feb 2028 |
| 8.05% Gujarat SDL 31012028 | Sovereign | 7.50% | Jan 2028 |
| Kotak Mahindra Prime Limited | CRISIL AAA | 7.44% | May 2028 |
| Sundaram Finance Limited | CRISIL AAA | 7.40% | May 2028 |
| Bajaj Finance Limited | CRISIL AAA | 7.35% | Jun 2028 |
| HDB Financial Services Limited | CRISIL AAA | 7.31% | Sep 2027 |
| Piramal Finance Limited | CARE AA+ | 4.51% | Jun 2027 |
| Mahindra & Mahindra Financial Services Limited | IND AAA | 4.41% | Aug 2027 |
| Infina Finance Pvt Limited | CRISIL A1+ | 4.08% | Aug 2027 |
Fund details
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Confirm with OTP
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